2025 SGD to MGA Historical Review

YEARLY HIGH

3569.9507 MGA

YEARLY LOW

3385.3728 MGA

YEARLY AVERAGE

3468.2144 MGA

2025 SGD to MGA Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the SGD to MGA exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 3569.9507. Conversely, the yearly low was recorded on April 29, dropping to 3385.3728.

This high-to-low spread represents a total annual volatility of 184.5779 MGA. From a start-to-finish perspective, comparing the January average rate of 3454.9316 to the December average rate of 3496.6053, the exchange rate registered a net change of 1.21% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 3569.9507 was up 0.40% compared to the 2024 peak of 3555.7465, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 17,849,753 MGA

2024 Average 16,974,403 MGA

Yearly Trough Low 16,926,864 MGA

Transaction Impact: A difference of 922,889.51 MGA purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

3504.8457

3435.8340

JanuMarcMayJulySeptNove

SGD to MGA Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3476.9567, compared to 3459.4722 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 17.4846 points.

H1 Avg (Jan–Jun) 3476.9567

H2 Avg (Jul–Dec) 3459.4722

Volatility Range Comparison

Volatility

The most volatile month in 2025 was May, with a trading range of 146.9655 MGA (High: 3544.3713 / Low: 3397.4058). On the other end, November was the most stable month, with a tight range of 28.4599 MGA (High: 3464.3545 / Low: 3435.8946).

May Spread (Volatile) ±146.9655

November Spread (Stable) ±28.4599

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 47.4006 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -47.4006

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 3496.6053) against the same month in 2024 (average: 3478.5619), the exchange rate shifted by +18.0435 (+0.52%).

2025 Avg (December) 3496.6053

2024 Avg (December) 3478.5619

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	3491.8276	3402.3439	3454.9316
February	3542.8449	3447.7749	3499.0947
March	3532.2411	3452.6711	3498.4007
April	3501.2369	3385.3728	3451.0001
May	3544.3713	3397.4058	3469.0796
June	3542.8946	3439.9203	3489.2336
July	3531.1831	3411.7157	3454.4918
August	3464.4451	3415.2251	3441.5850
September	3483.8459	3427.9642	3454.7109
October	3492.3520	3441.8124	3458.6012
November	3464.3545	3435.8946	3450.8388
December	3569.9507	3423.0741	3496.6053