2020 SGD to MRO Historical Review

YEARLY HIGH

270.0705 MRO

YEARLY LOW

245.0501 MRO

YEARLY AVERAGE

258.9006 MRO

2020 SGD to MRO Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SGD to MRO exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 270.0705. Conversely, the yearly low was recorded on March 23, dropping to 245.0501.

This high-to-low spread represents a total annual volatility of 25.0204 MRO. From a start-to-finish perspective, comparing the January average rate of 264.2765 to the December average rate of 268.0012, the exchange rate registered a net change of 1.41% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 270.0705 was up 1.81% compared to the 2019 peak of 265.2810, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 1,350,353 MRO

2019 Average 1,308,654 MRO

Yearly Trough Low 1,225,250 MRO

Transaction Impact: A difference of 125,102.11 MRO purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

269.7238

249.0520

JanuMarcMayJulySeptNove

SGD to MRO Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 255.3208, compared to 262.4804 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 7.1597 points.

H1 Avg (Jan–Jun) 255.3208

H2 Avg (Jul–Dec) 262.4804

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 14.2408 MRO (High: 259.2909 / Low: 245.0501). On the other end, October was the most stable month, with a tight range of 2.5570 MRO (High: 263.8776 / Low: 261.3206).

March Spread (Volatile) ±14.2408

October Spread (Stable) ±2.5570

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 7.2904 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -7.2904

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 268.0012) against the same month in 2019 (average: 263.1774), the exchange rate shifted by +4.8237 (+1.83%).

2020 Avg (December) 268.0012

2019 Avg (December) 263.1774

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	265.3807	261.5624	264.2765
February	261.6395	254.6586	256.9860
March	259.2909	245.0501	252.0888
April	252.9950	247.9339	250.7747
May	252.8665	250.1007	251.6710
June	257.6784	253.4971	256.1276
July	260.3246	255.8177	257.2642
August	262.8672	259.3638	260.7301
September	263.0231	259.2028	261.2641
October	263.8776	261.3206	262.5449
November	266.8957	261.0294	265.0781
December	270.0705	266.8461	268.0012