2012 SGD to MYR Historical Review

YEARLY HIGH

2.5358 MYR

YEARLY LOW

2.3959 MYR

YEARLY AVERAGE

2.4714 MYR

2012 SGD to MYR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the SGD to MYR exchange rate experienced significant fluctuation. The market reached its absolute peak on July 29, valuing the pair at 2.5358. Conversely, the yearly low was recorded on March 6, dropping to 2.3959.

This high-to-low spread represents a total annual volatility of 0.1399 MYR. From a start-to-finish perspective, comparing the January average rate of 2.4327 to the December average rate of 2.5026, the exchange rate registered a net change of 2.87% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 2.5358 was up 1.89% compared to the 2011 peak of 2.4888, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 12,679 MYR

2011 Average 12,165 MYR

Yearly Trough Low 11,980 MYR

Transaction Impact: A difference of 699.48 MYR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

2.5224

2.4010

JanuMarcMayJulySeptNove

SGD to MYR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.4420, compared to 2.5008 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0588 points.

H1 Avg (Jan–Jun) 2.4420

H2 Avg (Jul–Dec) 2.5008

Volatility Range Comparison

Volatility

The most volatile month in 2012 was March, with a trading range of 0.0469 MYR (High: 2.4428 / Low: 2.3959). On the other end, November was the most stable month, with a tight range of 0.0156 MYR (High: 2.5055 / Low: 2.4899).

March Spread (Volatile) ±0.0469

November Spread (Stable) ±0.0156

Growth Streaks & Declines

Trends

Between February and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0216 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0216

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2012: 2.5123) against the same month in 2011 (average: 2.4598), the exchange rate shifted by +0.0525 (+2.13%).

2012 Avg (July) 2.5123

2011 Avg (July) 2.4598

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.4476	2.4204	2.4327
February	2.4308	2.3999	2.4111
March	2.4428	2.3959	2.4191
April	2.4580	2.4317	2.4460
May	2.4685	2.4400	2.4559
June	2.5031	2.4731	2.4870
July	2.5358	2.4949	2.5123
August	2.5130	2.4793	2.4967
September	2.5132	2.4831	2.4995
October	2.5033	2.4812	2.4946
November	2.5055	2.4899	2.4990
December	2.5098	2.4912	2.5026