2014 SGD to MYR Historical Review

YEARLY HIGH

2.6797 MYR

YEARLY LOW

2.5215 MYR

YEARLY AVERAGE

2.5825 MYR

2014 SGD to MYR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the SGD to MYR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 16, valuing the pair at 2.6797. Conversely, the yearly low was recorded on August 28, dropping to 2.5215.

This high-to-low spread represents a total annual volatility of 0.1582 MYR. From a start-to-finish perspective, comparing the January average rate of 2.5959 to the December average rate of 2.6442, the exchange rate registered a net change of 1.86% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 2.6797 was up 2.71% compared to the 2013 peak of 2.6089, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 13,398 MYR

2013 Average 12,588 MYR

Yearly Trough Low 12,607 MYR

Transaction Impact: A difference of 790.82 MYR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

2.6541

2.5353

JanuMarcMayJulySeptNove

SGD to MYR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.5911, compared to 2.5739 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0172 points.

H1 Avg (Jan–Jun) 2.5911

H2 Avg (Jul–Dec) 2.5739

Volatility Range Comparison

Volatility

The most volatile month in 2014 was December, with a trading range of 0.0612 MYR (High: 2.6797 / Low: 2.6185). On the other end, July was the most stable month, with a tight range of 0.0234 MYR (High: 2.5748 / Low: 2.5514).

December Spread (Volatile) ±0.0612

July Spread (Stable) ±0.0234

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0255 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0255

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 2.6442) against the same month in 2013 (average: 2.5832), the exchange rate shifted by +0.0611 (+2.36%).

2014 Avg (December) 2.6442

2013 Avg (December) 2.5832

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.6236	2.5721	2.5959
February	2.6297	2.5857	2.6141
March	2.6043	2.5691	2.5886
April	2.6047	2.5796	2.5951
May	2.6089	2.5600	2.5808
June	2.5866	2.5612	2.5719
July	2.5748	2.5514	2.5615
August	2.5755	2.5215	2.5452
September	2.5707	2.5250	2.5460
October	2.5760	2.5464	2.5639
November	2.5962	2.5595	2.5827
December	2.6797	2.6185	2.6442