2020 SGD to PEN Historical Review

YEARLY HIGH

2.7382 PEN

YEARLY LOW

2.3589 PEN

YEARLY AVERAGE

2.5348 PEN

2020 SGD to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SGD to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 2.7382. Conversely, the yearly low was recorded on March 29, dropping to 2.3589.

This high-to-low spread represents a total annual volatility of 0.3793 PEN. From a start-to-finish perspective, comparing the January average rate of 2.4618 to the December average rate of 2.7031, the exchange rate registered a net change of 9.80% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 2.7382 was up 9.34% compared to the 2019 peak of 2.5043, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 13,691 PEN

2019 Average 12,229 PEN

Yearly Trough Low 11,794 PEN

Transaction Impact: A difference of 1,896.59 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

2.7345

2.3574

JanuMarcMayJulySeptNove

SGD to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.4426, compared to 2.6271 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1845 points.

H1 Avg (Jan–Jun) 2.4426

H2 Avg (Jul–Dec) 2.6271

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.1646 PEN (High: 2.5235 / Low: 2.3589). On the other end, October was the most stable month, with a tight range of 0.0238 PEN (High: 2.6563 / Low: 2.6325).

March Spread (Volatile) ±0.1646

October Spread (Stable) ±0.0238

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0739 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -0.0739

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 2.7031) against the same month in 2019 (average: 2.4710), the exchange rate shifted by +0.2321 (+9.39%).

2020 Avg (December) 2.7031

2019 Avg (December) 2.4710

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.4816	2.4489	2.4618
February	2.4808	2.4164	2.4408
March	2.5235	2.3589	2.4627
April	2.4166	2.3634	2.3888
May	2.4323	2.3647	2.4085
June	2.5375	2.4325	2.4931
July	2.5691	2.5119	2.5342
August	2.6266	2.5621	2.6001
September	2.6378	2.5816	2.6019
October	2.6563	2.6325	2.6442
November	2.7238	2.6436	2.6788
December	2.7382	2.6854	2.7031