2025 SGD to PEN Historical Review

YEARLY HIGH

2.8621 PEN

YEARLY LOW

2.5793 PEN

YEARLY AVERAGE

2.7302 PEN

2025 SGD to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the SGD to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on April 20, valuing the pair at 2.8621. Conversely, the yearly low was recorded on November 3, dropping to 2.5793.

This high-to-low spread represents a total annual volatility of 0.2828 PEN. From a start-to-finish perspective, comparing the January average rate of 2.7530 to the December average rate of 2.6084, the exchange rate registered a net change of -5.25% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 2.8621 was down 2.76% compared to the 2024 peak of 2.9433, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 14,311 PEN

2024 Average 14,042 PEN

Yearly Trough Low 12,897 PEN

Transaction Impact: A difference of 1,414.18 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

2.8549

2.5657

JanuMarcMayJulySeptNove

SGD to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.7791, compared to 2.6813 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0978 points.

H1 Avg (Jan–Jun) 2.7791

H2 Avg (Jul–Dec) 2.6813

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.1396 PEN (High: 2.8621 / Low: 2.7225). On the other end, November was the most stable month, with a tight range of 0.0212 PEN (High: 2.6005 / Low: 2.5793).

April Spread (Volatile) ±0.1396

November Spread (Stable) ±0.0212

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0840 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0840

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2025: 2.7965) against the same month in 2024 (average: 2.7374), the exchange rate shifted by +0.0591 (+2.16%).

2025 Avg (April) 2.7965

2024 Avg (April) 2.7374

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.7680	2.7338	2.7530
February	2.7680	2.7150	2.7517
March	2.7649	2.7091	2.7344
April	2.8621	2.7225	2.7965
May	2.8586	2.7924	2.8308
June	2.8428	2.7805	2.8081
July	2.7937	2.7469	2.7744
August	2.7982	2.7105	2.7544
September	2.7500	2.6939	2.7223
October	2.6987	2.6033	2.6383
November	2.6005	2.5793	2.5898
December	2.6392	2.5886	2.6084