YEARLY HIGH
123.4958 PKR
YEARLY LOW
108.3595 PKR
YEARLY AVERAGE
117.3445 PKR

2020 SGD to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SGD to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on August 26, valuing the pair at 123.4958. Conversely, the yearly low was recorded on March 23, dropping to 108.3595.

This high-to-low spread represents a total annual volatility of 15.1363 PKR. From a start-to-finish perspective, comparing the January average rate of 114.5431 to the December average rate of 120.3244, the exchange rate registered a net change of 5.05% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 123.4958 was up 1.95% compared to the 2019 peak of 121.1318, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 617,479 PKR
2019 Average 550,465 PKR
Yearly Trough Low 541,798 PKR
Transaction Impact: A difference of 75,681.43 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

123.9269
109.9714
JanuMarcMayJulySeptNove

SGD to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 114.1612, compared to 120.5278 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 6.3666 points.

H1 Avg (Jan–Jun) 114.1612
H2 Avg (Jul–Dec) 120.5278

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 8.6255 PKR (High: 116.9850 / Low: 108.3595). On the other end, December was the most stable month, with a tight range of 1.9773 PKR (High: 121.3029 / Low: 119.3257).

March Spread (Volatile) ±8.6255
December Spread (Stable) ±1.9773

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 3.4087 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -3.4087

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2020: 122.7639) against the same month in 2019 (average: 115.0291), the exchange rate shifted by +7.7348 (+6.72%).

2020 Avg (August) 122.7639
2019 Avg (August) 115.0291

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 115.7120 113.1605 114.5431
February 113.1939 110.1046 111.1343
March 116.9850 108.3595 111.7765
April 118.2211 112.2673 115.6356
May 115.3302 111.8935 113.0539
June 120.7400 115.7674 118.8237
July 121.9305 119.4263 120.5034
August 123.4958 121.3469 122.7639
September 122.5157 120.2715 121.4978
October 121.0846 117.4511 119.7599
November 119.8045 117.3170 118.3174
December 121.3029 119.3257 120.3244