YEARLY HIGH
223.4947 PKR
YEARLY LOW
202.8412 PKR
YEARLY AVERAGE
215.5534 PKR

2025 SGD to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the SGD to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on July 2, valuing the pair at 223.4947. Conversely, the yearly low was recorded on January 5, dropping to 202.8412.

This high-to-low spread represents a total annual volatility of 20.6535 PKR. From a start-to-finish perspective, comparing the January average rate of 204.6661 to the December average rate of 217.3308, the exchange rate registered a net change of 6.19% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 223.4947 was up 3.01% compared to the 2024 peak of 216.9701, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 1,117,474 PKR
2024 Average 1,041,903 PKR
Yearly Trough Low 1,014,206 PKR
Transaction Impact: A difference of 103,267.54 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

223.6082
202.9441
JanuMarcMayJulySeptNove

SGD to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 212.0543, compared to 219.0525 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 6.9982 points.

H1 Avg (Jan–Jun) 212.0543
H2 Avg (Jul–Dec) 219.0525

Volatility Range Comparison

Volatility

The most volatile month in 2025 was March, with a trading range of 13.5190 PKR (High: 220.0383 / Low: 206.5192). On the other end, December was the most stable month, with a tight range of 2.0509 PKR (High: 218.2920 / Low: 216.2411).

March Spread (Volatile) ±13.5190
December Spread (Stable) ±2.0509

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 2.1489 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -2.1489

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2025: 221.8862) against the same month in 2024 (average: 206.8082), the exchange rate shifted by +15.0780 (+7.29%).

2025 Avg (July) 221.8862
2024 Avg (July) 206.8082

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 206.9094 202.8412 204.6661
February 209.5767 205.0523 207.5414
March 220.0383 206.5192 209.7660
April 215.2534 207.4298 212.0748
May 219.6659 215.0407 217.6692
June 223.2768 218.4236 220.6083
July 223.4947 218.4631 221.8862
August 221.8863 217.4499 220.2296
September 221.4134 217.8356 220.1311
October 219.2388 216.1807 217.9822
November 217.8809 215.1027 216.7551
December 218.2920 216.2411 217.3308