2020 SGD to PYG Historical Review

YEARLY HIGH

5272.6956 PYG

YEARLY LOW

4522.6047 PYG

YEARLY AVERAGE

4909.7889 PYG

2020 SGD to PYG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SGD to PYG exchange rate experienced significant fluctuation. The market reached its absolute peak on December 3, valuing the pair at 5272.6956. Conversely, the yearly low was recorded on March 23, dropping to 4522.6047.

This high-to-low spread represents a total annual volatility of 750.0909 PYG. From a start-to-finish perspective, comparing the January average rate of 4817.7151 to the December average rate of 5221.8095, the exchange rate registered a net change of 8.39% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 5272.6956 was up 9.81% compared to the 2019 peak of 4801.5274, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 26,363,478 PYG

2019 Average 22,860,363 PYG

Yearly Trough Low 22,613,024 PYG

Transaction Impact: A difference of 3,750,454.25 PYG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

5288.4488

4505.0844

JanuMarcMayJulySeptNove

SGD to PYG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4693.6208, compared to 5125.9571 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 432.3364 points.

H1 Avg (Jan–Jun) 4693.6208

H2 Avg (Jul–Dec) 5125.9571

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 226.8085 PYG (High: 4749.4132 / Low: 4522.6047). On the other end, January was the most stable month, with a tight range of 63.6054 PYG (High: 4844.4727 / Low: 4780.8674).

March Spread (Volatile) ±226.8085

January Spread (Stable) ±63.6054

Growth Streaks & Declines

Trends

Between April and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 121.5724 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -121.5724

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 5221.8095) against the same month in 2019 (average: 4750.7655), the exchange rate shifted by +471.0440 (+9.92%).

2020 Avg (December) 5221.8095

2019 Avg (December) 4750.7655

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	4844.4727	4780.8674	4817.7151
February	4782.2759	4663.0819	4696.1427
March	4749.4132	4522.6047	4635.7960
April	4631.3853	4528.3797	4570.3648
May	4706.6925	4569.1451	4634.1139
June	4877.1672	4716.3403	4807.5921
July	5067.1398	4882.4879	4965.2668
August	5134.0360	5025.0687	5076.5859
September	5153.9739	5078.8179	5109.5944
October	5183.7502	5119.9063	5159.3177
November	5269.0721	5139.3595	5223.1684
December	5272.6956	5072.5359	5221.8095