2021 SGD to PYG Historical Review

YEARLY HIGH

5263.0932 PYG

YEARLY LOW

4651.6834 PYG

YEARLY AVERAGE

5043.5471 PYG

2021 SGD to PYG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the SGD to PYG exchange rate experienced significant fluctuation. The market reached its absolute peak on January 3, valuing the pair at 5263.0932. Conversely, the yearly low was recorded on April 11, dropping to 4651.6834.

This high-to-low spread represents a total annual volatility of 611.4097 PYG. From a start-to-finish perspective, comparing the January average rate of 5206.7028 to the December average rate of 5001.0375, the exchange rate registered a net change of -3.95% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 5263.0932 was down 0.18% compared to the 2020 peak of 5272.6956, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 26,315,466 PYG

2020 Average 24,553,804 PYG

Yearly Trough Low 23,258,417 PYG

Transaction Impact: A difference of 3,057,048.73 PYG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

5248.5082

4746.8443

JanuMarcMayJulySeptNove

SGD to PYG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 5012.6191, compared to 5074.4751 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 61.8560 points.

H1 Avg (Jan–Jun) 5012.6191

H2 Avg (Jul–Dec) 5074.4751

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 267.1506 PYG (High: 4918.8340 / Low: 4651.6834). On the other end, October was the most stable month, with a tight range of 67.5520 PYG (High: 5149.2186 / Low: 5081.6666).

April Spread (Volatile) ±267.1506

October Spread (Stable) ±67.5520

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 175.0470 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -175.0470

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 5206.7028) against the same month in 2020 (average: 4817.7151), the exchange rate shifted by +388.9878 (+8.07%).

2021 Avg (January) 5206.7028

2020 Avg (January) 4817.7151

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	5263.0932	5153.4389	5206.7028
February	5207.5955	4968.7548	5074.4607
March	4988.8178	4783.0079	4899.4137
April	4918.8340	4651.6834	4788.6496
May	5127.4769	4902.0858	5046.6206
June	5117.5874	5012.2682	5059.8672
July	5113.2883	4994.8042	5046.5846
August	5153.9253	5076.6293	5112.6082
September	5165.5483	5058.5644	5119.7136
October	5149.2186	5081.6666	5111.8240
November	5118.3322	4978.2311	5055.0827
December	5102.5660	4965.6829	5001.0375