YEARLY HIGH
0.7565 USD
YEARLY LOW
0.6864 USD
YEARLY AVERAGE
0.7252 USD

2020 SGD to USD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SGD to USD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 0.7565. Conversely, the yearly low was recorded on March 23, dropping to 0.6864.

This high-to-low spread represents a total annual volatility of 0.0701 USD. From a start-to-finish perspective, comparing the January average rate of 0.7403 to the December average rate of 0.7507, the exchange rate registered a net change of 1.41% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.7565 was up 1.81% compared to the 2019 peak of 0.7431, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 3,783 USD
2019 Average 3,666 USD
Yearly Trough Low 3,432 USD
Transaction Impact: A difference of 350.43 USD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.7555
0.6976
JanuMarcMayJulySeptNove

SGD to USD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.7152, compared to 0.7352 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0201 points.

H1 Avg (Jan–Jun) 0.7152
H2 Avg (Jul–Dec) 0.7352

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0399 USD (High: 0.7263 / Low: 0.6864). On the other end, October was the most stable month, with a tight range of 0.0072 USD (High: 0.7392 / Low: 0.7320).

March Spread (Volatile) ±0.0399
October Spread (Stable) ±0.0072

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0204 points.

Longest Streak 8 Mo.
Sharpest MoM Drop -0.0204

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.7507) against the same month in 2019 (average: 0.7372), the exchange rate shifted by +0.0135 (+1.83%).

2020 Avg (December) 0.7507
2019 Avg (December) 0.7372

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.7434 0.7327 0.7403
February 0.7329 0.7133 0.7198
March 0.7263 0.6864 0.7061
April 0.7087 0.6945 0.7025
May 0.7083 0.7006 0.7050
June 0.7218 0.7101 0.7174
July 0.7292 0.7166 0.7206
August 0.7363 0.7265 0.7303
September 0.7368 0.7261 0.7318
October 0.7392 0.7320 0.7354
November 0.7476 0.7312 0.7425
December 0.7565 0.7475 0.7507