YEARLY HIGH
0.7590 USD
YEARLY LOW
0.7286 USD
YEARLY AVERAGE
0.7443 USD

2021 SGD to USD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the SGD to USD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 5, valuing the pair at 0.7590. Conversely, the yearly low was recorded on December 4, dropping to 0.7286.

This high-to-low spread represents a total annual volatility of 0.0304 USD. From a start-to-finish perspective, comparing the January average rate of 0.7541 to the December average rate of 0.7334, the exchange rate registered a net change of -2.73% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.7590 was up 0.33% compared to the 2020 peak of 0.7565, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 3,795 USD
2020 Average 3,626 USD
Yearly Trough Low 3,643 USD
Transaction Impact: A difference of 152.17 USD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.7561
0.7314
JanuMarcMayJulySeptNove

SGD to USD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.7505, compared to 0.7381 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0124 points.

H1 Avg (Jan–Jun) 0.7505
H2 Avg (Jul–Dec) 0.7381

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0131 USD (High: 0.7424 / Low: 0.7293). On the other end, January was the most stable month, with a tight range of 0.0081 USD (High: 0.7590 / Low: 0.7509).

November Spread (Volatile) ±0.0131
January Spread (Stable) ±0.0081

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0114 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0114

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 0.7541) against the same month in 2020 (average: 0.7403), the exchange rate shifted by +0.0138 (+1.86%).

2021 Avg (January) 0.7541
2020 Avg (January) 0.7403

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.7590 0.7509 0.7541
February 0.7583 0.7480 0.7531
March 0.7532 0.7405 0.7447
April 0.7550 0.7430 0.7490
May 0.7571 0.7483 0.7523
June 0.7561 0.7431 0.7496
July 0.7435 0.7319 0.7382
August 0.7438 0.7327 0.7381
September 0.7458 0.7344 0.7420
October 0.7446 0.7360 0.7401
November 0.7424 0.7293 0.7366
December 0.7415 0.7286 0.7334