2020 SGD to XAF Historical Review

YEARLY HIGH

440.2719 XAF

YEARLY LOW

402.2161 XAF

YEARLY AVERAGE

416.9869 XAF

2020 SGD to XAF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SGD to XAF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 24, valuing the pair at 440.2719. Conversely, the yearly low was recorded on December 21, dropping to 402.2161.

This high-to-low spread represents a total annual volatility of 38.0558 XAF. From a start-to-finish perspective, comparing the January average rate of 437.3242 to the December average rate of 404.5341, the exchange rate registered a net change of -7.50% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 440.2719 was up 0.53% compared to the 2019 peak of 437.9292, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 2,201,359 XAF

2019 Average 2,147,358 XAF

Yearly Trough Low 2,011,080 XAF

Transaction Impact: A difference of 190,279.03 XAF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

440.6032

401.2551

JanuMarcMayJulySeptNove

SGD to XAF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 425.5674, compared to 408.4063 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 17.1611 points.

H1 Avg (Jan–Jun) 425.5674

H2 Avg (Jul–Dec) 408.4063

Volatility Range Comparison

Volatility

The most volatile month in 2020 was July, with a trading range of 15.4958 XAF (High: 418.3936 / Low: 402.8978). On the other end, November was the most stable month, with a tight range of 3.4054 XAF (High: 412.8992 / Low: 409.4938).

July Spread (Volatile) ±15.4958

November Spread (Stable) ±3.4054

Growth Streaks & Declines

Trends

Between August and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 14.2712 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -14.2712

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 437.3242) against the same month in 2019 (average: 423.5765), the exchange rate shifted by +13.7477 (+3.25%).

2020 Avg (January) 437.3242

2019 Avg (January) 423.5765

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	440.2719	433.1629	437.3242
February	436.4935	426.9062	432.5346
March	425.1679	411.3516	418.2633
April	427.4468	417.4074	424.0014
May	428.2780	417.6694	423.1094
June	420.3658	413.9203	418.1716
July	418.3936	402.8978	412.5745
August	406.9044	402.6346	404.9525
September	410.4823	404.3185	407.2938
October	412.2658	407.1621	409.9454
November	412.8992	409.4938	411.1376
December	406.3338	402.2161	404.5341