YEARLY HIGH
447.2743 XAF
YEARLY LOW
432.7329 XAF
YEARLY AVERAGE
441.0246 XAF

2026 SGD to XAF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the SGD to XAF exchange rate experienced significant fluctuation. The market reached its absolute peak on March 15, valuing the pair at 447.2743. Conversely, the yearly low was recorded on January 27, dropping to 432.7329.

This high-to-low spread represents a total annual volatility of 14.5414 XAF. From a start-to-finish perspective, comparing the January average rate of 436.5119 to the December average rate of 443.4929, the exchange rate registered a net change of 1.60% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 447.2743 was down 4.77% compared to the 2025 peak of 469.6846, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 2,236,372 XAF
2025 Average 2,222,936 XAF
Yearly Trough Low 2,163,665 XAF
Transaction Impact: A difference of 72,707.01 XAF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

445.5970
435.6860
JanuMarcMayJuly

SGD to XAF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 439.9889, compared to 444.1320 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 4.1431 points.

H1 Avg (Jan–Jun) 439.9889
H2 Avg (Jul–Dec) 444.1320

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 7.9798 XAF (High: 447.2743 / Low: 439.2945). On the other end, August was the most stable month, with a tight range of 1.1782 XAF (High: 444.0420 / Low: 442.8637).

March Spread (Volatile) ±7.9798
August Spread (Stable) ±1.1782

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 3.3760 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -3.3760

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2026: 442.9819) against the same month in 2025 (average: 454.3101), the exchange rate shifted by -11.3283 (-2.49%).

2026 Avg (March) 442.9819
2025 Avg (March) 454.3101

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 438.9854 432.7329 436.5119
February 439.7857 435.1761 437.8428
March 447.2743 439.2945 442.9819
April 442.6037 437.2151 439.6058
May 441.7195 438.9645 440.6784
June 445.1495 439.8668 442.3125
July 446.7381 443.8186 444.7711
August 444.0420 442.8637 443.4929