2026 SGD to XOF Historical Review

YEARLY HIGH

447.2743 XOF

YEARLY LOW

432.7329 XOF

YEARLY AVERAGE

441.0246 XOF

2026 SGD to XOF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the SGD to XOF exchange rate experienced significant fluctuation. The market reached its absolute peak on March 15, valuing the pair at 447.2743. Conversely, the yearly low was recorded on January 27, dropping to 432.7329.

This high-to-low spread represents a total annual volatility of 14.5414 XOF. From a start-to-finish perspective, comparing the January average rate of 436.5119 to the December average rate of 443.4929, the exchange rate registered a net change of 1.60% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 447.2743 was down 4.77% compared to the 2025 peak of 469.6846, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 2,236,372 XOF

2025 Average 2,222,936 XOF

Yearly Trough Low 2,163,665 XOF

Transaction Impact: A difference of 72,707.01 XOF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

445.5970

435.6860

JanuMarcMayJuly

SGD to XOF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 439.9889, compared to 444.1320 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 4.1431 points.

H1 Avg (Jan–Jun) 439.9889

H2 Avg (Jul–Dec) 444.1320

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 7.9798 XOF (High: 447.2743 / Low: 439.2945). On the other end, August was the most stable month, with a tight range of 1.1782 XOF (High: 444.0420 / Low: 442.8637).

March Spread (Volatile) ±7.9798

August Spread (Stable) ±1.1782

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 3.3760 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -3.3760

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2026: 442.9819) against the same month in 2025 (average: 454.3101), the exchange rate shifted by -11.3283 (-2.49%).

2026 Avg (March) 442.9819

2025 Avg (March) 454.3101

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	438.9854	432.7329	436.5119
February	439.7857	435.1761	437.8428
March	447.2743	439.2945	442.9819
April	442.6037	437.2151	439.6058
May	441.7195	438.9645	440.6784
June	445.1495	439.8668	442.3125
July	446.7381	443.8186	444.7711
August	444.0420	442.8637	443.4929