YEARLY HIGH
0.4911 BAM
YEARLY LOW
0.4274 BAM
YEARLY AVERAGE
0.4476 BAM

2014 SRD to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the SRD to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 0.4911. Conversely, the yearly low was recorded on May 8, dropping to 0.4274.

This high-to-low spread represents a total annual volatility of 0.0637 BAM. From a start-to-finish perspective, comparing the January average rate of 0.4373 to the December average rate of 0.4829, the exchange rate registered a net change of 10.42% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.4911 was up 5.29% compared to the 2013 peak of 0.4665, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SRD based on timing:

Yearly Peak High 2,456 BAM
2013 Average 2,246 BAM
Yearly Trough Low 2,137 BAM
Transaction Impact: A difference of 318.41 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.4881
0.4257
JanuMarcMayJulySeptNove

SRD to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4339, compared to 0.4614 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0275 points.

H1 Avg (Jan–Jun) 0.4339
H2 Avg (Jul–Dec) 0.4614

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.0212 BAM (High: 0.4678 / Low: 0.4466). On the other end, June was the most stable month, with a tight range of 0.0048 BAM (High: 0.4368 / Low: 0.4320).

September Spread (Volatile) ±0.0212
June Spread (Stable) ±0.0048

Growth Streaks & Declines

Trends

Between May and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0053 points.

Longest Streak 7 Mo.
Sharpest MoM Drop -0.0053

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 0.4829) against the same month in 2013 (average: 0.4348), the exchange rate shifted by +0.0482 (+11.08%).

2014 Avg (December) 0.4829
2013 Avg (December) 0.4348

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.4409 0.4330 0.4373
February 0.4420 0.4335 0.4362
March 0.4339 0.4280 0.4309
April 0.4365 0.4307 0.4329
May 0.4347 0.4274 0.4316
June 0.4368 0.4320 0.4346
July 0.4462 0.4323 0.4372
August 0.4538 0.4378 0.4453
September 0.4678 0.4466 0.4604
October 0.4727 0.4625 0.4669
November 0.4801 0.4713 0.4756
December 0.4911 0.4723 0.4829