2020 SRD to BAM Historical Review

YEARLY HIGH

0.2444 BAM

YEARLY LOW

0.1126 BAM

YEARLY AVERAGE

0.2015 BAM

2020 SRD to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SRD to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on March 20, valuing the pair at 0.2444. Conversely, the yearly low was recorded on December 31, dropping to 0.1126.

This high-to-low spread represents a total annual volatility of 0.1318 BAM. From a start-to-finish perspective, comparing the January average rate of 0.2362 to the December average rate of 0.1135, the exchange rate registered a net change of -51.93% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.2444 was up 1.57% compared to the 2019 peak of 0.2406, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SRD based on timing:

Yearly Peak High 1,222 BAM

2019 Average 1,171 BAM

Yearly Trough Low 563 BAM

Transaction Impact: A difference of 659.11 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.2542

0.1007

JanuMarcMayJulySeptNove

SRD to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2381, compared to 0.1649 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0732 points.

H1 Avg (Jan–Jun) 0.2381

H2 Avg (Jul–Dec) 0.1649

Volatility Range Comparison

Volatility

The most volatile month in 2020 was September, with a trading range of 0.1055 BAM (High: 0.2231 / Low: 0.1176). On the other end, October was the most stable month, with a tight range of 0.0019 BAM (High: 0.1184 / Low: 0.1165).

September Spread (Volatile) ±0.1055

October Spread (Stable) ±0.0019

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0730 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0730

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.2372) against the same month in 2019 (average: 0.2319), the exchange rate shifted by +0.0053 (+2.27%).

2020 Avg (March) 0.2372

2019 Avg (March) 0.2319

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2383	0.2342	0.2362
February	0.2430	0.2370	0.2404
March	0.2444	0.2297	0.2372
April	0.2434	0.2394	0.2414
May	0.2432	0.2355	0.2406
June	0.2360	0.2306	0.2330
July	0.2342	0.2212	0.2293
August	0.2235	0.2196	0.2218
September	0.2231	0.1176	0.1905
October	0.1184	0.1165	0.1174
November	0.1186	0.1153	0.1168
December	0.1155	0.1126	0.1135