2020 SRD to HRK Historical Review

YEARLY HIGH

0.9581 HRK

YEARLY LOW

0.4337 HRK

YEARLY AVERAGE

0.7760 HRK

2020 SRD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SRD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on March 19, valuing the pair at 0.9581. Conversely, the yearly low was recorded on December 30, dropping to 0.4337.

This high-to-low spread represents a total annual volatility of 0.5245 HRK. From a start-to-finish perspective, comparing the January average rate of 0.8989 to the December average rate of 0.4377, the exchange rate registered a net change of -51.31% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.9581 was up 5.09% compared to the 2019 peak of 0.9117, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SRD based on timing:

Yearly Peak High 4,791 HRK

2019 Average 4,443 HRK

Yearly Trough Low 2,168 HRK

Transaction Impact: A difference of 2,622.33 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.9867

0.3878

JanuMarcMayJulySeptNove

SRD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9170, compared to 0.6351 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2818 points.

H1 Avg (Jan–Jun) 0.9170

H2 Avg (Jul–Dec) 0.6351

Volatility Range Comparison

Volatility

The most volatile month in 2020 was September, with a trading range of 0.4054 HRK (High: 0.8595 / Low: 0.4541). On the other end, October was the most stable month, with a tight range of 0.0077 HRK (High: 0.4591 / Low: 0.4514).

September Spread (Volatile) ±0.4054

October Spread (Stable) ±0.0077

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.2802 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.2802

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.9179) against the same month in 2019 (average: 0.8809), the exchange rate shifted by +0.0371 (+4.21%).

2020 Avg (March) 0.9179

2019 Avg (March) 0.8809

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.9056	0.8902	0.8989
February	0.9261	0.8997	0.9156
March	0.9581	0.8823	0.9179
April	0.9470	0.9278	0.9368
May	0.9396	0.9166	0.9308
June	0.9147	0.8929	0.9018
July	0.9021	0.8456	0.8813
August	0.8567	0.8426	0.8509
September	0.8595	0.4541	0.7350
October	0.4591	0.4514	0.4548
November	0.4595	0.4462	0.4511
December	0.4420	0.4337	0.4377