2025 SRD to HRK Historical Review

YEARLY HIGH

0.2095 HRK

YEARLY LOW

0.1621 HRK

YEARLY AVERAGE

0.1799 HRK

2025 SRD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the SRD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 12, valuing the pair at 0.2095. Conversely, the yearly low was recorded on October 27, dropping to 0.1621.

This high-to-low spread represents a total annual volatility of 0.0474 HRK. From a start-to-finish perspective, comparing the January average rate of 0.2075 to the December average rate of 0.1671, the exchange rate registered a net change of -19.48% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.2095 was down 13.53% compared to the 2024 peak of 0.2423, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SRD based on timing:

Yearly Peak High 1,048 HRK

2024 Average 1,057 HRK

Yearly Trough Low 810 HRK

Transaction Impact: A difference of 237.23 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.2116

0.1621

JanuMarcMayJulySeptNove

SRD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1906, compared to 0.1691 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0215 points.

H1 Avg (Jan–Jun) 0.1906

H2 Avg (Jul–Dec) 0.1691

Volatility Range Comparison

Volatility

The most volatile month in 2025 was March, with a trading range of 0.0157 HRK (High: 0.2048 / Low: 0.1891). On the other end, November was the most stable month, with a tight range of 0.0025 HRK (High: 0.1704 / Low: 0.1679).

March Spread (Volatile) ±0.0157

November Spread (Stable) ±0.0025

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2025. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0120 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0120

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 0.2075) against the same month in 2024 (average: 0.1883), the exchange rate shifted by +0.0192 (+10.21%).

2025 Avg (January) 0.2075

2024 Avg (January) 0.1883

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2095	0.2045	0.2075
February	0.2095	0.2020	0.2052
March	0.2048	0.1891	0.1932
April	0.1909	0.1760	0.1828
May	0.1876	0.1780	0.1820
June	0.1790	0.1672	0.1731
July	0.1798	0.1710	0.1741
August	0.1765	0.1670	0.1717
September	0.1706	0.1631	0.1664
October	0.1698	0.1621	0.1663
November	0.1704	0.1679	0.1690
December	0.1684	0.1658	0.1671