2020 STD to MGA Historical Review

YEARLY HIGH

0.1904 MGA

YEARLY LOW

0.1647 MGA

YEARLY AVERAGE

0.1772 MGA

2020 STD to MGA Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the STD to MGA exchange rate experienced significant fluctuation. The market reached its absolute peak on December 25, valuing the pair at 0.1904. Conversely, the yearly low was recorded on March 16, dropping to 0.1647.

This high-to-low spread represents a total annual volatility of 0.0257 MGA. From a start-to-finish perspective, comparing the January average rate of 0.1707 to the December average rate of 0.1847, the exchange rate registered a net change of 8.19% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.1904 was up 8.56% compared to the 2019 peak of 0.1754, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 STD based on timing:

Yearly Peak High 952 MGA

2019 Average 852 MGA

Yearly Trough Low 823 MGA

Transaction Impact: A difference of 128.46 MGA purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.1890

0.1665

JanuMarcMayJulySeptNove

STD to MGA Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1709, compared to 0.1835 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0125 points.

H1 Avg (Jan–Jun) 0.1709

H2 Avg (Jul–Dec) 0.1835

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 0.0124 MGA (High: 0.1904 / Low: 0.1780). On the other end, May was the most stable month, with a tight range of 0.0023 MGA (High: 0.1735 / Low: 0.1712).

December Spread (Volatile) ±0.0124

May Spread (Stable) ±0.0023

Growth Streaks & Declines

Trends

Between March and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0024 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -0.0024

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.1847) against the same month in 2019 (average: 0.1672), the exchange rate shifted by +0.0175 (+10.46%).

2020 Avg (December) 0.1847

2019 Avg (December) 0.1672

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1726	0.1679	0.1707
February	0.1709	0.1675	0.1688
March	0.1703	0.1647	0.1684
April	0.1734	0.1696	0.1711
May	0.1735	0.1712	0.1728
June	0.1760	0.1697	0.1737
July	0.1792	0.1748	0.1764
August	0.1837	0.1778	0.1818
September	0.1854	0.1828	0.1842
October	0.1900	0.1849	0.1866
November	0.1900	0.1810	0.1871
December	0.1904	0.1780	0.1847