2021 STD to MGA Historical Review

YEARLY HIGH

0.1928 MGA

YEARLY LOW

0.1807 MGA

YEARLY AVERAGE

0.1859 MGA

2021 STD to MGA Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the STD to MGA exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 0.1928. Conversely, the yearly low was recorded on May 27, dropping to 0.1807.

This high-to-low spread represents a total annual volatility of 0.0121 MGA. From a start-to-finish perspective, comparing the January average rate of 0.1862 to the December average rate of 0.1870, the exchange rate registered a net change of 0.45% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.1928 was up 1.28% compared to the 2020 peak of 0.1904, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 STD based on timing:

Yearly Peak High 964 MGA

2020 Average 886 MGA

Yearly Trough Low 903 MGA

Transaction Impact: A difference of 60.73 MGA purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.1903

0.1805

JanuMarcMayJulySeptNove

STD to MGA Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1838, compared to 0.1881 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0043 points.

H1 Avg (Jan–Jun) 0.1838

H2 Avg (Jul–Dec) 0.1881

Volatility Range Comparison

Volatility

The most volatile month in 2021 was January, with a trading range of 0.0091 MGA (High: 0.1928 / Low: 0.1837). On the other end, April was the most stable month, with a tight range of 0.0027 MGA (High: 0.1841 / Low: 0.1814).

January Spread (Volatile) ±0.0091

April Spread (Stable) ±0.0027

Growth Streaks & Declines

Trends

Between May and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0021 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0021

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 0.1862) against the same month in 2020 (average: 0.1707), the exchange rate shifted by +0.0154 (+9.04%).

2021 Avg (January) 0.1862

2020 Avg (January) 0.1707

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1928	0.1837	0.1862
February	0.1873	0.1813	0.1846
March	0.1856	0.1822	0.1836
April	0.1841	0.1814	0.1827
May	0.1840	0.1807	0.1813
June	0.1897	0.1808	0.1842
July	0.1912	0.1831	0.1863
August	0.1896	0.1831	0.1876
September	0.1919	0.1880	0.1895
October	0.1905	0.1868	0.1889
November	0.1907	0.1879	0.1891
December	0.1881	0.1836	0.1870