2012 SVC to HNL Historical Review

YEARLY HIGH

2.2753 HNL

YEARLY LOW

2.1693 HNL

YEARLY AVERAGE

2.2081 HNL

2012 SVC to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the SVC to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 2.2753. Conversely, the yearly low was recorded on January 2, dropping to 2.1693.

This high-to-low spread represents a total annual volatility of 0.1060 HNL. From a start-to-finish perspective, comparing the January average rate of 2.1766 to the December average rate of 2.2686, the exchange rate registered a net change of 4.23% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 2.2753 was up 4.81% compared to the 2011 peak of 2.1709, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SVC based on timing:

Yearly Peak High 11,376 HNL

2011 Average 10,807 HNL

Yearly Trough Low 10,847 HNL

Transaction Impact: A difference of 529.76 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

2.2778

2.1673

JanuMarcMayJulySeptNove

SVC to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.1784, compared to 2.2377 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0593 points.

H1 Avg (Jan–Jun) 2.1784

H2 Avg (Jul–Dec) 2.2377

Volatility Range Comparison

Volatility

The most volatile month in 2012 was August, with a trading range of 0.0521 HNL (High: 2.2382 / Low: 2.1860). On the other end, March was the most stable month, with a tight range of 0.0019 HNL (High: 2.1797 / Low: 2.1778).

August Spread (Volatile) ±0.0521

March Spread (Stable) ±0.0019

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0007 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -0.0007

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2012: 2.2686) against the same month in 2011 (average: 2.1666), the exchange rate shifted by +0.1020 (+4.71%).

2012 Avg (December) 2.2686

2011 Avg (December) 2.1666

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.1797	2.1693	2.1766
February	2.1809	2.1780	2.1789
March	2.1797	2.1778	2.1791
April	2.1801	2.1773	2.1783
May	2.1809	2.1779	2.1787
June	2.1798	2.1778	2.1789
July	2.2163	2.1770	2.1792
August	2.2382	2.1860	2.2246
September	2.2463	2.2366	2.2421
October	2.2533	2.2462	2.2508
November	2.2633	2.2536	2.2610
December	2.2753	2.2632	2.2686