2021 SVC to HNL Historical Review

YEARLY HIGH

2.8459 HNL

YEARLY LOW

2.7113 HNL

YEARLY AVERAGE

2.7551 HNL

2021 SVC to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the SVC to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 2.8459. Conversely, the yearly low was recorded on August 1, dropping to 2.7113.

This high-to-low spread represents a total annual volatility of 0.1345 HNL. From a start-to-finish perspective, comparing the January average rate of 2.7696 to the December average rate of 2.7748, the exchange rate registered a net change of 0.19% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 2.8459 was down 1.57% compared to the 2020 peak of 2.8912, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SVC based on timing:

Yearly Peak High 14,229 HNL

2020 Average 14,136 HNL

Yearly Trough Low 13,557 HNL

Transaction Impact: A difference of 672.55 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

2.7804

2.7127

JanuMarcMayJulySeptNove

SVC to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.7604, compared to 2.7498 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0105 points.

H1 Avg (Jan–Jun) 2.7604

H2 Avg (Jul–Dec) 2.7498

Volatility Range Comparison

Volatility

The most volatile month in 2021 was January, with a trading range of 0.0919 HNL (High: 2.8459 / Low: 2.7539). On the other end, November was the most stable month, with a tight range of 0.0093 HNL (High: 2.7646 / Low: 2.7553).

January Spread (Volatile) ±0.0919

November Spread (Stable) ±0.0093

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0190 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0190

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 2.7696) against the same month in 2020 (average: 2.8324), the exchange rate shifted by -0.0628 (-2.22%).

2021 Avg (January) 2.7696

2020 Avg (January) 2.8324

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.8459	2.7539	2.7696
February	2.7820	2.7528	2.7700
March	2.7840	2.7541	2.7674
April	2.7663	2.7377	2.7532
May	2.7608	2.7437	2.7536
June	2.7559	2.7309	2.7485
July	2.7463	2.7115	2.7294
August	2.7366	2.7113	2.7183
September	2.7687	2.7286	2.7540
October	2.7681	2.7520	2.7613
November	2.7646	2.7553	2.7610
December	2.7910	2.7596	2.7748