2020 SVC to PKR Historical Review

YEARLY HIGH

19.3242 PKR

YEARLY LOW

17.6228 PKR

YEARLY AVERAGE

18.4953 PKR

2020 SVC to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SVC to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on August 21, valuing the pair at 19.3242. Conversely, the yearly low was recorded on February 25, dropping to 17.6228.

This high-to-low spread represents a total annual volatility of 1.7014 PKR. From a start-to-finish perspective, comparing the January average rate of 17.6821 to the December average rate of 18.3162, the exchange rate registered a net change of 3.59% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 19.3242 was up 3.35% compared to the 2019 peak of 18.6977, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SVC based on timing:

Yearly Peak High 96,621 PKR

2019 Average 85,841 PKR

Yearly Trough Low 88,114 PKR

Transaction Impact: A difference of 8,506.83 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

19.3683

17.4871

JanuMarcMayJulySeptNove

SVC to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 18.2514, compared to 18.7391 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.4877 points.

H1 Avg (Jan–Jun) 18.2514

H2 Avg (Jul–Dec) 18.7391

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 1.3521 PKR (High: 18.9758 / Low: 17.6237). On the other end, February was the most stable month, with a tight range of 0.0473 PKR (High: 17.6702 / Low: 17.6228).

March Spread (Volatile) ±1.3521

February Spread (Stable) ±0.0473

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.4869 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.4869

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2020: 19.2116) against the same month in 2019 (average: 18.2192), the exchange rate shifted by +0.9924 (+5.45%).

2020 Avg (August) 19.2116

2019 Avg (August) 18.2192

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	17.7159	17.6495	17.6821
February	17.6702	17.6228	17.6439
March	18.9758	17.6237	18.1019
April	19.1887	18.2861	18.8196
May	18.6157	18.1165	18.3326
June	19.2023	18.6389	18.9284
July	19.2164	18.9889	19.1111
August	19.3242	18.9274	19.2116
September	19.0305	18.9075	18.9732
October	18.8785	18.3390	18.6110
November	18.3916	18.0705	18.2116
December	18.3605	18.2335	18.3162