2021 SVC to PKR Historical Review

YEARLY HIGH

20.3924 PKR

YEARLY LOW

17.3841 PKR

YEARLY AVERAGE

18.6191 PKR

2021 SVC to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the SVC to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 20.3924. Conversely, the yearly low was recorded on May 12, dropping to 17.3841.

This high-to-low spread represents a total annual volatility of 3.0083 PKR. From a start-to-finish perspective, comparing the January average rate of 18.3454 to the December average rate of 20.2878, the exchange rate registered a net change of 10.59% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 20.3924 was up 5.53% compared to the 2020 peak of 19.3242, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SVC based on timing:

Yearly Peak High 101,962 PKR

2020 Average 92,487 PKR

Yearly Trough Low 86,921 PKR

Transaction Impact: A difference of 15,041.33 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

20.5659

17.2287

JanuMarcMayJulySeptNove

SVC to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 17.8839, compared to 19.3544 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.4705 points.

H1 Avg (Jan–Jun) 17.8839

H2 Avg (Jul–Dec) 19.3544

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.8011 PKR (High: 20.1810 / Low: 19.3799). On the other end, January was the most stable month, with a tight range of 0.0966 PKR (High: 18.4021 / Low: 18.3056).

November Spread (Volatile) ±0.8011

January Spread (Stable) ±0.0966

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.3664 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -0.3664

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 20.2878) against the same month in 2020 (average: 18.3162), the exchange rate shifted by +1.9716 (+10.76%).

2021 Avg (December) 20.2878

2020 Avg (December) 18.3162

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	18.4021	18.3056	18.3454
February	18.3339	18.0335	18.2129
March	18.0543	17.4484	17.8465
April	17.6343	17.4324	17.5068
May	17.7435	17.3841	17.5187
June	18.0888	17.6439	17.8732
July	18.5928	18.0077	18.2916
August	19.0710	18.5822	18.8282
September	19.5288	19.0962	19.2526
October	20.0164	19.4820	19.6533
November	20.1810	19.3799	19.8129
December	20.3924	20.0227	20.2878