2015 SVC to ZAR Historical Review

YEARLY HIGH

1.8218 ZAR

YEARLY LOW

1.2946 ZAR

YEARLY AVERAGE

1.4598 ZAR

2015 SVC to ZAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the SVC to ZAR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 11, valuing the pair at 1.8218. Conversely, the yearly low was recorded on February 5, dropping to 1.2946.

This high-to-low spread represents a total annual volatility of 0.5272 ZAR. From a start-to-finish perspective, comparing the January average rate of 1.3200 to the December average rate of 1.7255, the exchange rate registered a net change of 30.72% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 1.8218 was up 36.41% compared to the 2014 peak of 1.3356, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SVC based on timing:

Yearly Peak High 9,109 ZAR

2014 Average 6,197 ZAR

Yearly Trough Low 6,473 ZAR

Transaction Impact: A difference of 2,636.02 ZAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

1.7661

1.2795

JanuMarcMayJulySeptNove

SVC to ZAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.3619, compared to 1.5578 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1959 points.

H1 Avg (Jan–Jun) 1.3619

H2 Avg (Jul–Dec) 1.5578

Volatility Range Comparison

Volatility

The most volatile month in 2015 was December, with a trading range of 0.1777 ZAR (High: 1.8218 / Low: 1.6441). On the other end, January was the most stable month, with a tight range of 0.0391 ZAR (High: 1.3392 / Low: 1.3001).

December Spread (Volatile) ±0.1777

January Spread (Stable) ±0.0391

Growth Streaks & Declines

Trends

Between May and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0193 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0193

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2015: 1.7255) against the same month in 2014 (average: 1.3130), the exchange rate shifted by +0.4125 (+31.42%).

2015 Avg (December) 1.7255

2014 Avg (December) 1.3130

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.3392	1.3001	1.3200
February	1.3492	1.2946	1.3238
March	1.4185	1.3203	1.3781
April	1.3954	1.3521	1.3733
May	1.3949	1.3447	1.3698
June	1.4365	1.3828	1.4064
July	1.4470	1.3971	1.4232
August	1.5205	1.4461	1.4756
September	1.6050	1.5201	1.5618
October	1.5919	1.4911	1.5425
November	1.6528	1.5754	1.6179
December	1.8218	1.6441	1.7255