2020 SVC to ZAR Historical Review

YEARLY HIGH

2.2020 ZAR

YEARLY LOW

1.5928 ZAR

YEARLY AVERAGE

1.8821 ZAR

2020 SVC to ZAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SVC to ZAR exchange rate experienced significant fluctuation. The market reached its absolute peak on April 5, valuing the pair at 2.2020. Conversely, the yearly low was recorded on January 1, dropping to 1.5928.

This high-to-low spread represents a total annual volatility of 0.6092 ZAR. From a start-to-finish perspective, comparing the January average rate of 1.6463 to the December average rate of 1.6994, the exchange rate registered a net change of 3.22% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 2.2020 was up 23.42% compared to the 2019 peak of 1.7842, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SVC based on timing:

Yearly Peak High 11,010 ZAR

2019 Average 8,258 ZAR

Yearly Trough Low 7,964 ZAR

Transaction Impact: A difference of 3,046.13 ZAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

2.1775

1.5980

JanuMarcMayJulySeptNove

SVC to ZAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.9064, compared to 1.8579 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0485 points.

H1 Avg (Jan–Jun) 1.9064

H2 Avg (Jul–Dec) 1.8579

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.3257 ZAR (High: 2.0693 / Low: 1.7436). On the other end, October was the most stable month, with a tight range of 0.0598 ZAR (High: 1.9111 / Low: 1.8513).

March Spread (Volatile) ±0.3257

October Spread (Stable) ±0.0598

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.1194 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.1194

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 2.1292) against the same month in 2019 (average: 1.6165), the exchange rate shifted by +0.5127 (+31.72%).

2020 Avg (April) 2.1292

2019 Avg (April) 1.6165

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.7154	1.5928	1.6463
February	1.7915	1.6868	1.7205
March	2.0693	1.7436	1.9092
April	2.2020	2.0610	2.1292
May	2.1763	1.9848	2.0763
June	1.9925	1.8891	1.9569
July	1.9629	1.8745	1.9163
August	2.0221	1.8938	1.9681
September	1.9602	1.8467	1.9111
October	1.9111	1.8513	1.8785
November	1.8604	1.7296	1.7740
December	1.7466	1.6613	1.6994