2012 SZL to BAM Historical Review

YEARLY HIGH

0.1982 BAM

YEARLY LOW

0.1699 BAM

YEARLY AVERAGE

0.1858 BAM

2012 SZL to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the SZL to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on March 13, valuing the pair at 0.1982. Conversely, the yearly low was recorded on December 4, dropping to 0.1699.

This high-to-low spread represents a total annual volatility of 0.0283 BAM. From a start-to-finish perspective, comparing the January average rate of 0.1894 to the December average rate of 0.1730, the exchange rate registered a net change of -8.65% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.1982 was down 10.98% compared to the 2011 peak of 0.2227, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SZL based on timing:

Yearly Peak High 991 BAM

2011 Average 975 BAM

Yearly Trough Low 849 BAM

Transaction Impact: A difference of 141.67 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.1972

0.1708

JanuMarcMayJulySeptNove

SZL to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1903, compared to 0.1814 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0089 points.

H1 Avg (Jan–Jun) 0.1903

H2 Avg (Jul–Dec) 0.1814

Volatility Range Comparison

Volatility

The most volatile month in 2012 was August, with a trading range of 0.0124 BAM (High: 0.1968 / Low: 0.1844). On the other end, December was the most stable month, with a tight range of 0.0052 BAM (High: 0.1750 / Low: 0.1699).

August Spread (Volatile) ±0.0124

December Spread (Stable) ±0.0052

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0092 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0092

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2012: 0.1950) against the same month in 2011 (average: 0.2019), the exchange rate shifted by -0.0069 (-3.43%).

2012 Avg (March) 0.1950

2011 Avg (March) 0.2019

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1912	0.1860	0.1894
February	0.1976	0.1912	0.1933
March	0.1982	0.1912	0.1950
April	0.1923	0.1866	0.1902
May	0.1929	0.1844	0.1876
June	0.1895	0.1833	0.1862
July	0.1954	0.1892	0.1930
August	0.1968	0.1844	0.1910
September	0.1872	0.1798	0.1836
October	0.1824	0.1706	0.1743
November	0.1767	0.1700	0.1735
December	0.1750	0.1699	0.1730