YEARLY HIGH
0.1244 BAM
YEARLY LOW
0.1044 BAM
YEARLY AVERAGE
0.1138 BAM

2022 SZL to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the SZL to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on April 13, valuing the pair at 0.1244. Conversely, the yearly low was recorded on December 18, dropping to 0.1044.

This high-to-low spread represents a total annual volatility of 0.0201 BAM. From a start-to-finish perspective, comparing the January average rate of 0.1117 to the December average rate of 0.1071, the exchange rate registered a net change of -4.14% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 0.1244 was up 4.32% compared to the 2021 peak of 0.1193, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SZL based on timing:

Yearly Peak High 622 BAM
2021 Average 560 BAM
Yearly Trough Low 522 BAM
Transaction Impact: A difference of 100.33 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

0.1219
0.1057
JanuMarcMayJulySeptNove

SZL to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1162, compared to 0.1115 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0047 points.

H1 Avg (Jan–Jun) 0.1162
H2 Avg (Jul–Dec) 0.1115

Volatility Range Comparison

Volatility

The most volatile month in 2022 was March, with a trading range of 0.0084 BAM (High: 0.1221 / Low: 0.1136). On the other end, May was the most stable month, with a tight range of 0.0030 BAM (High: 0.1175 / Low: 0.1146).

March Spread (Volatile) ±0.0084
May Spread (Stable) ±0.0030

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0042 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0042

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2022: 0.1205) against the same month in 2021 (average: 0.1134), the exchange rate shifted by +0.0071 (+6.27%).

2022 Avg (April) 0.1205
2021 Avg (April) 0.1134

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.1150 0.1083 0.1117
February 0.1149 0.1102 0.1132
March 0.1221 0.1136 0.1184
April 0.1244 0.1161 0.1205
May 0.1175 0.1146 0.1163
June 0.1199 0.1153 0.1172
July 0.1178 0.1119 0.1142
August 0.1176 0.1138 0.1156
September 0.1145 0.1103 0.1125
October 0.1113 0.1071 0.1099
November 0.1114 0.1079 0.1096
December 0.1104 0.1044 0.1071