YEARLY HIGH
178.7646 BIF
YEARLY LOW
148.3145 BIF
YEARLY AVERAGE
165.5878 BIF

2025 SZL to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the SZL to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 178.7646. Conversely, the yearly low was recorded on April 9, dropping to 148.3145.

This high-to-low spread represents a total annual volatility of 30.4500 BIF. From a start-to-finish perspective, comparing the January average rate of 157.5114 to the December average rate of 175.8850, the exchange rate registered a net change of 11.66% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 178.7646 was up 5.95% compared to the 2024 peak of 168.7189, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SZL based on timing:

Yearly Peak High 893,823 BIF
2024 Average 788,081 BIF
Yearly Trough Low 741,573 BIF
Transaction Impact: A difference of 152,250.20 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

177.7287
155.6043
JanuMarcMayJulySeptNove

SZL to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 160.7567, compared to 170.4190 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 9.6624 points.

H1 Avg (Jan–Jun) 160.7567
H2 Avg (Jul–Dec) 170.4190

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 13.5192 BIF (High: 161.8338 / Low: 148.3145). On the other end, June was the most stable month, with a tight range of 3.8782 BIF (High: 167.7086 / Low: 163.8303).

April Spread (Volatile) ±13.5192
June Spread (Stable) ±3.8782

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 4.4488 points.

Longest Streak 8 Mo.
Sharpest MoM Drop -4.4488

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 175.8850) against the same month in 2024 (average: 161.7978), the exchange rate shifted by +14.0873 (+8.71%).

2025 Avg (December) 175.8850
2024 Avg (December) 161.7978

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 162.7771 153.6833 157.5114
February 161.5096 156.5813 159.8853
March 164.8814 157.5940 161.8968
April 161.8338 148.3145 157.4480
May 166.8071 157.0695 161.9668
June 167.7086 163.8303 165.8316
July 169.5002 164.4744 167.0913
August 169.7082 162.1826 167.5376
September 172.2090 167.0062 170.0484
October 173.0139 168.5371 170.7270
November 173.5679 168.8803 171.2248
December 178.7646 172.7078 175.8850