YEARLY HIGH
146.5417 BIF
YEARLY LOW
123.1615 BIF
YEARLY AVERAGE
133.8213 BIF

2021 SZL to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the SZL to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on June 7, valuing the pair at 146.5417. Conversely, the yearly low was recorded on December 15, dropping to 123.1615.

This high-to-low spread represents a total annual volatility of 23.3802 BIF. From a start-to-finish perspective, comparing the January average rate of 128.9792 to the December average rate of 125.8419, the exchange rate registered a net change of -2.43% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 146.5417 was up 8.92% compared to the 2020 peak of 134.5468, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SZL based on timing:

Yearly Peak High 732,709 BIF
2020 Average 585,265 BIF
Yearly Trough Low 615,808 BIF
Transaction Impact: A difference of 116,900.88 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

144.5218
124.1437
JanuMarcMayJulySeptNove

SZL to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 134.9441, compared to 132.6985 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 2.2457 points.

H1 Avg (Jan–Jun) 134.9441
H2 Avg (Jul–Dec) 132.6985

Volatility Range Comparison

Volatility

The most volatile month in 2021 was September, with a trading range of 9.7148 BIF (High: 140.8896 / Low: 131.1748). On the other end, February was the most stable month, with a tight range of 5.4644 BIF (High: 134.6647 / Low: 129.2003).

September Spread (Volatile) ±9.7148
February Spread (Stable) ±5.4644

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 5.9862 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -5.9862

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2021: 142.8236) against the same month in 2020 (average: 111.3895), the exchange rate shifted by +31.4342 (+28.22%).

2021 Avg (June) 142.8236
2020 Avg (June) 111.3895

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 133.1740 125.8582 128.9792
February 134.6647 129.2003 132.0701
March 133.5486 125.7764 130.4955
April 137.8209 132.1715 135.2965
May 143.2589 135.0225 140.0000
June 146.5417 138.3981 142.8236
July 139.6147 133.2884 136.8374
August 138.0855 129.5977 134.0059
September 140.8896 131.1748 136.8186
October 137.6929 131.1904 134.0167
November 132.9071 123.3385 128.6703
December 128.6341 123.1615 125.8419