2020 SZL to BIF Historical Review

YEARLY HIGH

134.5468 BIF

YEARLY LOW

99.3447 BIF

YEARLY AVERAGE

117.0624 BIF

2020 SZL to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SZL to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 3, valuing the pair at 134.5468. Conversely, the yearly low was recorded on April 23, dropping to 99.3447.

This high-to-low spread represents a total annual volatility of 35.2020 BIF. From a start-to-finish perspective, comparing the January average rate of 131.2996 to the December average rate of 130.3934, the exchange rate registered a net change of -0.69% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 134.5468 was down 1.72% compared to the 2019 peak of 136.8994, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SZL based on timing:

Yearly Peak High 672,734 BIF

2019 Average 638,011 BIF

Yearly Trough Low 496,724 BIF

Transaction Impact: A difference of 176,010.17 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

134.2087

99.2996

JanuMarcMayJulySeptNove

SZL to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 114.9393, compared to 119.1856 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 4.2463 points.

H1 Avg (Jan–Jun) 114.9393

H2 Avg (Jul–Dec) 119.1856

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 17.9079 BIF (High: 123.5983 / Low: 105.6903). On the other end, October was the most stable month, with a tight range of 4.2113 BIF (High: 120.0573 / Low: 115.8460).

March Spread (Volatile) ±17.9079

October Spread (Stable) ±4.2113

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 12.0027 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -12.0027

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 131.2996) against the same month in 2019 (average: 130.0467), the exchange rate shifted by +1.2529 (+0.96%).

2020 Avg (January) 131.2996

2019 Avg (January) 130.0467

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	134.5468	127.9865	131.2996
February	128.0860	123.5983	125.9926
March	123.5983	105.6903	113.9899
April	105.8611	99.3447	102.2087
May	109.3791	101.4693	104.7553
June	114.8881	109.0104	111.3895
July	117.1058	111.3016	114.8188
August	115.7709	108.8437	112.1513
September	119.4763	112.7032	115.3889
October	120.0573	115.8460	117.5141
November	127.4978	118.6920	124.8470
December	133.2592	126.5367	130.3934