2012 SZL to NAD Historical Review

YEARLY HIGH

1.0081 NAD

YEARLY LOW

0.9817 NAD

YEARLY AVERAGE

0.9999 NAD

2012 SZL to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the SZL to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on April 4, valuing the pair at 1.0081. Conversely, the yearly low was recorded on September 28, dropping to 0.9817.

This high-to-low spread represents a total annual volatility of 0.0264 NAD. From a start-to-finish perspective, comparing the January average rate of 1.0003 to the December average rate of 1.0002, the exchange rate registered a net change of -0.01% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 1.0081 was down 2.19% compared to the 2011 peak of 1.0307, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SZL based on timing:

Yearly Peak High 5,041 NAD

2011 Average 5,010 NAD

Yearly Trough Low 4,909 NAD

Transaction Impact: A difference of 132.13 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

1.0007

0.9987

JanuMarcMayJulySeptNove

SZL to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0001, compared to 0.9997 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0004 points.

H1 Avg (Jan–Jun) 1.0001

H2 Avg (Jul–Dec) 0.9997

Volatility Range Comparison

Volatility

The most volatile month in 2012 was September, with a trading range of 0.0206 NAD (High: 1.0023 / Low: 0.9817). On the other end, March was the most stable month, with a tight range of 0.0039 NAD (High: 1.0011 / Low: 0.9971).

September Spread (Volatile) ±0.0206

March Spread (Stable) ±0.0039

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0010 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0010

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2012: 1.0004) against the same month in 2011 (average: 1.0002), the exchange rate shifted by +0.0002 (+0.02%).

2012 Avg (April) 1.0004

2011 Avg (April) 1.0002

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.0050	0.9960	1.0003
February	1.0074	0.9964	1.0004
March	1.0011	0.9971	0.9994
April	1.0081	0.9933	1.0004
May	1.0031	0.9965	0.9995
June	1.0061	0.9943	1.0005
July	1.0045	0.9965	0.9996
August	1.0028	0.9970	0.9998
September	1.0023	0.9817	0.9989
October	1.0021	0.9973	0.9996
November	1.0019	0.9972	1.0001
December	1.0026	0.9978	1.0002