2016 SZL to NAD Historical Review

YEARLY HIGH

1.0106 NAD

YEARLY LOW

0.9938 NAD

YEARLY AVERAGE

0.9999 NAD

2016 SZL to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the SZL to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on August 31, valuing the pair at 1.0106. Conversely, the yearly low was recorded on December 20, dropping to 0.9938.

This high-to-low spread represents a total annual volatility of 0.0168 NAD. From a start-to-finish perspective, comparing the January average rate of 0.9999 to the December average rate of 0.9993, the exchange rate registered a net change of -0.06% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 1.0106 was up 0.09% compared to the 2015 peak of 1.0097, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SZL based on timing:

Yearly Peak High 5,053 NAD

2015 Average 5,000 NAD

Yearly Trough Low 4,969 NAD

Transaction Impact: A difference of 84.08 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

1.0011

0.9991

JanuMarcMayJulySeptNove

SZL to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9999, compared to 0.9999 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0001 points.

H1 Avg (Jan–Jun) 0.9999

H2 Avg (Jul–Dec) 0.9999

Volatility Range Comparison

Volatility

The most volatile month in 2016 was August, with a trading range of 0.0127 NAD (High: 1.0106 / Low: 0.9979). On the other end, January was the most stable month, with a tight range of 0.0005 NAD (High: 1.0002 / Low: 0.9997).

August Spread (Volatile) ±0.0127

January Spread (Stable) ±0.0005

Growth Streaks & Declines

Trends

Between September and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0015 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0015

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2016: 1.0010) against the same month in 2015 (average: 1.0000), the exchange rate shifted by +0.0009 (+0.09%).

2016 Avg (August) 1.0010

2015 Avg (August) 1.0000

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.0002	0.9997	0.9999
February	1.0002	0.9952	0.9995
March	1.0025	0.9976	1.0000
April	1.0010	0.9978	0.9999
May	1.0017	0.9994	1.0000
June	1.0012	0.9986	0.9998
July	1.0009	0.9979	0.9997
August	1.0106	0.9979	1.0010
September	1.0017	0.9940	0.9994
October	1.0015	0.9984	1.0000
November	1.0025	0.9983	1.0002
December	1.0014	0.9938	0.9993