2025 SZL to PHP Historical Review
A comprehensive breakdown of exchange rate performance throughout the year 2025.
2025 SZL to PHP Performance & Market Timing Review
Analysis of key historical highlights and timing insights for 2025
During 2025, the SZL to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 3.5555. Conversely, the yearly low was recorded on April 9, dropping to 2.8999.
This high-to-low spread represents a total annual volatility of 0.6556 PHP. From a start-to-finish perspective, comparing the January average rate of 3.1220 to the December average rate of 3.4975, the exchange rate registered a net change of 12.03% (reflecting a strengthening trend).
Looking at year-over-year peak valuations, the 2025 high of 3.5555 was up 6.13% compared to the 2024 peak of 3.3502, indicating shifts in long-term support levels.
Comparing the value generated converting 5,000 SZL based on timing:
Trend Visualization
Monthly average fluctuations over the course of 2025.
SZL to PHP Seasonal Trends & Volatility Analysis
A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.
Seasonal Halves (H1 vs H2)
SeasonalThe average exchange rate in the first half of the year (H1: Jan–Jun) was 3.1064, compared to 3.3335 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2271 points.
Volatility Range Comparison
VolatilityThe most volatile month in 2025 was April, with a trading range of 0.2195 PHP (High: 3.1194 / Low: 2.8999). On the other end, August was the most stable month, with a tight range of 0.0610 PHP (High: 3.2520 / Low: 3.1910).
Growth Streaks & Declines
TrendsBetween April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.1261 points.
Same-Month Historical Baseline
YoY BaselineComparing the current year's strongest month average (December 2025: 3.4975) against the same month in 2024 (average: 3.2072), the exchange rate shifted by +0.2904 (+9.05%).
Monthly Breakdown
Statistical summary for each calendar month.
| Month | High | Low | Average |
|---|---|---|---|
| January | 3.2218 | 3.0633 | 3.1220 |
| February | 3.1571 | 3.0837 | 3.1396 |
| March | 3.1915 | 3.0924 | 3.1474 |
| April | 3.1194 | 2.8999 | 3.0214 |
| May | 3.1170 | 2.9671 | 3.0505 |
| June | 3.2188 | 3.1057 | 3.1572 |
| July | 3.2462 | 3.1695 | 3.2069 |
| August | 3.2520 | 3.1910 | 3.2219 |
| September | 3.3721 | 3.2088 | 3.2829 |
| October | 3.4322 | 3.3240 | 3.3754 |
| November | 3.4642 | 3.3612 | 3.4162 |
| December | 3.5555 | 3.4137 | 3.4975 |