2026 SZL to PHP Historical Review

YEARLY HIGH

3.8044 PHP

YEARLY LOW

3.5245 PHP

YEARLY AVERAGE

3.6720 PHP

2026 SZL to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the SZL to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on June 1, valuing the pair at 3.8044. Conversely, the yearly low was recorded on March 23, dropping to 3.5245.

This high-to-low spread represents a total annual volatility of 0.2799 PHP. From a start-to-finish perspective, comparing the January average rate of 3.6254 to the December average rate of 3.7523, the exchange rate registered a net change of 3.50% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 3.8044 was up 7.00% compared to the 2025 peak of 3.5555, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SZL based on timing:

Yearly Peak High 19,022 PHP

2025 Average 16,103 PHP

Yearly Trough Low 17,623 PHP

Transaction Impact: A difference of 1,399.39 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

3.7773

3.5425

JanuMarcMayJuly

SZL to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.6587, compared to 3.7523 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0936 points.

H1 Avg (Jan–Jun) 3.6587

H2 Avg (Jul–Dec) 3.7523

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 0.1817 PHP (High: 3.7358 / Low: 3.5540). On the other end, February was the most stable month, with a tight range of 0.1020 PHP (High: 3.6929 / Low: 3.5909).

January Spread (Volatile) ±0.1817

February Spread (Stable) ±0.1020

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0735 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0735

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2026: 3.7384) against the same month in 2025 (average: 3.1572), the exchange rate shifted by +0.5812 (+18.41%).

2026 Avg (June) 3.7384

2025 Avg (June) 3.1572

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	3.7358	3.5540	3.6254
February	3.6929	3.5909	3.6356
March	3.6602	3.5245	3.5621
April	3.7175	3.5493	3.6326
May	3.7873	3.6780	3.7577
June	3.8044	3.6980	3.7384
July	3.7913	3.6731	3.7523