2020 SZL to PKR Historical Review

YEARLY HIGH

11.0564 PKR

YEARLY LOW

8.3849 PKR

YEARLY AVERAGE

9.8807 PKR

2020 SZL to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SZL to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 3, valuing the pair at 11.0564. Conversely, the yearly low was recorded on April 23, dropping to 8.3849.

This high-to-low spread represents a total annual volatility of 2.6715 PKR. From a start-to-finish perspective, comparing the January average rate of 10.7796 to the December average rate of 10.7593, the exchange rate registered a net change of -0.19% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 11.0564 was down 4.49% compared to the 2019 peak of 11.5764, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SZL based on timing:

Yearly Peak High 55,282 PKR

2019 Average 51,990 PKR

Yearly Trough Low 41,924 PKR

Transaction Impact: A difference of 13,357.61 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

10.9749

8.6316

JanuMarcMayJulySeptNove

SZL to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 9.6648, compared to 10.0966 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.4317 points.

H1 Avg (Jan–Jun) 9.6648

H2 Avg (Jul–Dec) 10.0966

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 1.1060 PKR (High: 10.0964 / Low: 8.9904). On the other end, October was the most stable month, with a tight range of 0.2524 PKR (High: 9.9865 / Low: 9.7341).

March Spread (Volatile) ±1.1060

October Spread (Stable) ±0.2524

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.7694 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.7694

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 10.7796) against the same month in 2019 (average: 10.0483), the exchange rate shifted by +0.7314 (+7.28%).

2020 Avg (January) 10.7796

2019 Avg (January) 10.0483

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	11.0564	10.4535	10.7796
February	10.4863	10.0906	10.3025
March	10.0964	8.9904	9.5331
April	9.2979	8.3849	8.8755
May	9.2797	8.4771	8.8268
June	9.9326	9.3538	9.6716
July	10.2069	9.7292	9.9782
August	10.0683	9.5059	9.7747
September	10.2749	9.6695	9.9184
October	9.9865	9.7341	9.8898
November	10.4928	9.8436	10.2591
December	11.0228	10.4086	10.7593