YEARLY HIGH
14.7220 PKR
YEARLY LOW
11.0340 PKR
YEARLY AVERAGE
12.4814 PKR

2022 SZL to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the SZL to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on July 31, valuing the pair at 14.7220. Conversely, the yearly low was recorded on January 4, dropping to 11.0340.

This high-to-low spread represents a total annual volatility of 3.6880 PKR. From a start-to-finish perspective, comparing the January average rate of 11.4108 to the December average rate of 13.0505, the exchange rate registered a net change of 14.37% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 14.7220 was up 22.99% compared to the 2021 peak of 11.9704, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SZL based on timing:

Yearly Peak High 73,610 PKR
2021 Average 55,146 PKR
Yearly Trough Low 55,170 PKR
Transaction Impact: A difference of 18,439.79 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

13.3943
11.2305
JanuMarcMayJulySeptNove

SZL to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 12.0769, compared to 12.8858 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.8090 points.

H1 Avg (Jan–Jun) 12.0769
H2 Avg (Jul–Dec) 12.8858

Volatility Range Comparison

Volatility

The most volatile month in 2022 was July, with a trading range of 2.6048 PKR (High: 14.7220 / Low: 12.1172). On the other end, February was the most stable month, with a tight range of 0.4821 PKR (High: 11.7444 / Low: 11.2623).

July Spread (Volatile) ±2.6048
February Spread (Stable) ±0.4821

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.9500 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.9500

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2022: 12.9784) against the same month in 2021 (average: 11.0460), the exchange rate shifted by +1.9324 (+17.49%).

2022 Avg (July) 12.9784
2021 Avg (July) 11.0460

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 11.6710 11.0340 11.4108
February 11.7444 11.2623 11.5375
March 12.5813 11.5342 12.0017
April 12.6977 11.6384 12.3284
May 12.9137 11.6069 12.2113
June 13.3005 12.5194 12.9716
July 14.7220 12.1172 12.9784
August 14.5022 12.6649 13.2140
September 13.7700 12.6162 13.1490
October 12.6969 11.9568 12.1990
November 13.2443 12.0656 12.7242
December 13.3186 12.7621 13.0505