YEARLY HIGH
1.9522 UAH
YEARLY LOW
1.4178 UAH
YEARLY AVERAGE
1.6464 UAH

2020 SZL to UAH Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SZL to UAH exchange rate experienced significant fluctuation. The market reached its absolute peak on December 23, valuing the pair at 1.9522. Conversely, the yearly low was recorded on April 23, dropping to 1.4178.

This high-to-low spread represents a total annual volatility of 0.5344 UAH. From a start-to-finish perspective, comparing the January average rate of 1.6835 to the December average rate of 1.8909, the exchange rate registered a net change of 12.32% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.9522 was down 6.31% compared to the 2019 peak of 2.0838, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SZL based on timing:

Yearly Peak High 9,761 UAH
2019 Average 8,952 UAH
Yearly Trough Low 7,089 UAH
Transaction Impact: A difference of 2,672.21 UAH purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.9334
1.4228
JanuMarcMayJulySeptNove

SZL to UAH Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.5695, compared to 1.7233 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1538 points.

H1 Avg (Jan–Jun) 1.5695
H2 Avg (Jul–Dec) 1.7233

Volatility Range Comparison

Volatility

The most volatile month in 2020 was July, with a trading range of 0.1349 UAH (High: 1.6890 / Low: 1.5541). On the other end, January was the most stable month, with a tight range of 0.0508 UAH (High: 1.7031 / Low: 1.6523).

July Spread (Volatile) ±0.1349
January Spread (Stable) ±0.0508

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.1287 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.1287

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 1.8909) against the same month in 2019 (average: 1.6343), the exchange rate shifted by +0.2566 (+15.70%).

2020 Avg (December) 1.8909
2019 Avg (December) 1.6343

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.7031 1.6523 1.6835
February 1.6954 1.6067 1.6405
March 1.6293 1.5569 1.5940
April 1.5474 1.4178 1.4654
May 1.5519 1.4377 1.4747
June 1.6072 1.5291 1.5587
July 1.6890 1.5541 1.6309
August 1.6647 1.5574 1.6001
September 1.7423 1.6430 1.6739
October 1.7589 1.6978 1.7212
November 1.8716 1.7460 1.8228
December 1.9522 1.8459 1.8909