2025 SZL to UAH Historical Review

YEARLY HIGH

2.5566 UAH

YEARLY LOW

2.0922 UAH

YEARLY AVERAGE

2.3341 UAH

2025 SZL to UAH Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the SZL to UAH exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 2.5566. Conversely, the yearly low was recorded on April 9, dropping to 2.0922.

This high-to-low spread represents a total annual volatility of 0.4643 UAH. From a start-to-finish perspective, comparing the January average rate of 2.2496 to the December average rate of 2.5094, the exchange rate registered a net change of 11.55% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 2.5566 was up 6.58% compared to the 2024 peak of 2.3988, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SZL based on timing:

Yearly Peak High 12,783 UAH

2024 Average 10,983 UAH

Yearly Trough Low 10,461 UAH

Transaction Impact: A difference of 2,321.70 UAH purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

2.5402

2.1712

JanuMarcMayJulySeptNove

SZL to UAH Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.2643, compared to 2.4039 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1396 points.

H1 Avg (Jan–Jun) 2.2643

H2 Avg (Jul–Dec) 2.4039

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.1613 UAH (High: 2.2536 / Low: 2.0922). On the other end, June was the most stable month, with a tight range of 0.0489 UAH (High: 2.3586 / Low: 2.3098).

April Spread (Volatile) ±0.1613

June Spread (Stable) ±0.0489

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0699 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0699

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 2.5094) against the same month in 2024 (average: 2.2930), the exchange rate shifted by +0.2165 (+9.44%).

2025 Avg (December) 2.5094

2024 Avg (December) 2.2930

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.3434	2.2138	2.2496
February	2.2741	2.2124	2.2533
March	2.3009	2.2257	2.2719
April	2.2536	2.0922	2.2020
May	2.3314	2.2298	2.2789
June	2.3586	2.3098	2.3302
July	2.3806	2.3152	2.3564
August	2.3721	2.2809	2.3366
September	2.3987	2.3264	2.3667
October	2.4577	2.3861	2.4106
November	2.4739	2.4082	2.4438
December	2.5566	2.4691	2.5094