YEARLY HIGH
3.5849 PHP
YEARLY LOW
3.1324 PHP
YEARLY AVERAGE
3.3474 PHP

2022 NAD to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the NAD to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on March 27, valuing the pair at 3.5849. Conversely, the yearly low was recorded on December 19, dropping to 3.1324.

This high-to-low spread represents a total annual volatility of 0.4525 PHP. From a start-to-finish perspective, comparing the January average rate of 3.3046 to the December average rate of 3.2217, the exchange rate registered a net change of -2.51% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 3.5849 was up 1.44% compared to the 2021 peak of 3.5340, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 17,924 PHP
2021 Average 16,676 PHP
Yearly Trough Low 15,662 PHP
Transaction Impact: A difference of 2,262.63 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

3.5007
3.1963
JanuMarcMayJulySeptNove

NAD to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.3858, compared to 3.3091 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0767 points.

H1 Avg (Jan–Jun) 3.3858
H2 Avg (Jul–Dec) 3.3091

Volatility Range Comparison

Volatility

The most volatile month in 2022 was April, with a trading range of 0.3048 PHP (High: 3.5765 / Low: 3.2717). On the other end, September was the most stable month, with a tight range of 0.1003 PHP (High: 3.3526 / Low: 3.2523).

April Spread (Volatile) ±0.3048
September Spread (Stable) ±0.1003

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.1852 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.1852

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2022: 3.4735) against the same month in 2021 (average: 3.2405), the exchange rate shifted by +0.2330 (+7.19%).

2022 Avg (March) 3.4735
2021 Avg (March) 3.2405

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.3996 3.1907 3.3046
February 3.4117 3.3109 3.3678
March 3.5849 3.2846 3.4735
April 3.5765 3.2717 3.4745
May 3.3654 3.2341 3.2892
June 3.4710 3.3095 3.4051
July 3.5634 3.2642 3.4754
August 3.4398 3.2904 3.3438
September 3.3526 3.2523 3.2874
October 3.2956 3.1691 3.2455
November 3.3396 3.1812 3.2807
December 3.3081 3.1324 3.2217