2026 NAD to PHP Historical Review

YEARLY HIGH

3.8037 PHP

YEARLY LOW

3.5236 PHP

YEARLY AVERAGE

3.6717 PHP

2026 NAD to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the NAD to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on June 1, valuing the pair at 3.8037. Conversely, the yearly low was recorded on March 26, dropping to 3.5236.

This high-to-low spread represents a total annual volatility of 0.2801 PHP. From a start-to-finish perspective, comparing the January average rate of 3.6256 to the December average rate of 3.7517, the exchange rate registered a net change of 3.48% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 3.8037 was up 7.01% compared to the 2025 peak of 3.5545, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 19,018 PHP

2025 Average 16,095 PHP

Yearly Trough Low 17,618 PHP

Transaction Impact: A difference of 1,400.37 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

3.7765

3.5420

JanuMarcMayJuly

NAD to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.6584, compared to 3.7517 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0933 points.

H1 Avg (Jan–Jun) 3.6584

H2 Avg (Jul–Dec) 3.7517

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 0.1805 PHP (High: 3.7345 / Low: 3.5540). On the other end, February was the most stable month, with a tight range of 0.1030 PHP (High: 3.6926 / Low: 3.5896).

January Spread (Volatile) ±0.1805

February Spread (Stable) ±0.1030

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0729 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0729

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2026: 3.7384) against the same month in 2025 (average: 3.1567), the exchange rate shifted by +0.5816 (+18.42%).

2026 Avg (June) 3.7384

2025 Avg (June) 3.1567

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	3.7345	3.5540	3.6256
February	3.6926	3.5896	3.6345
March	3.6602	3.5236	3.5616
April	3.7162	3.5470	3.6334
May	3.7862	3.6780	3.7570
June	3.8037	3.6985	3.7384
July	3.7905	3.6708	3.7517

2026 இந்திய ரூபாய் முதல் பவுண்ட் வரையிலான வரலாற்று ஆய்வு