2025 PHP to SCR Historical Review

YEARLY HIGH

0.2668 SCR

YEARLY LOW

0.2274 SCR

YEARLY AVERAGE

0.2489 SCR

2025 PHP to SCR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the PHP to SCR exchange rate experienced significant fluctuation. The market reached its absolute peak on August 24, valuing the pair at 0.2668. Conversely, the yearly low was recorded on December 10, dropping to 0.2274.

This high-to-low spread represents a total annual volatility of 0.0394 SCR. From a start-to-finish perspective, comparing the January average rate of 0.2460 to the December average rate of 0.2448, the exchange rate registered a net change of -0.48% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.2668 was up 1.84% compared to the 2024 peak of 0.2620, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 66,709 SCR

2024 Average 59,671 SCR

Yearly Trough Low 56,855 SCR

Transaction Impact: A difference of 9,854.13 SCR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.2576

0.2332

JanuMarcMayJulySeptNove

PHP to SCR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2512, compared to 0.2467 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0046 points.

H1 Avg (Jan–Jun) 0.2512

H2 Avg (Jul–Dec) 0.2467

Volatility Range Comparison

Volatility

The most volatile month in 2025 was December, with a trading range of 0.0317 SCR (High: 0.2591 / Low: 0.2274). On the other end, May was the most stable month, with a tight range of 0.0026 SCR (High: 0.2569 / Low: 0.2542).

December Spread (Volatile) ±0.0317

May Spread (Stable) ±0.0026

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0112 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0112

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2025: 0.2522) against the same month in 2024 (average: 0.2411), the exchange rate shifted by +0.0111 (+4.62%).

2025 Avg (August) 0.2522

2024 Avg (August) 0.2411

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2584	0.2411	0.2460
February	0.2598	0.2450	0.2487
March	0.2555	0.2475	0.2500
April	0.2551	0.2492	0.2517
May	0.2569	0.2542	0.2555
June	0.2643	0.2470	0.2554
July	0.2584	0.2427	0.2505
August	0.2668	0.2460	0.2522
September	0.2667	0.2443	0.2542
October	0.2602	0.2308	0.2430
November	0.2568	0.2275	0.2352
December	0.2591	0.2274	0.2448

2025 இந்திய ரூபாய் முதல் பவுண்ட் வரையிலான வரலாற்று ஆய்வு