YEARLY HIGH
0.2619 SCR
YEARLY LOW
0.2126 SCR
YEARLY AVERAGE
0.2311 SCR

2026 PHP to SCR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the PHP to SCR exchange rate experienced significant fluctuation. The market reached its absolute peak on February 24, valuing the pair at 0.2619. Conversely, the yearly low was recorded on June 3, dropping to 0.2126.

This high-to-low spread represents a total annual volatility of 0.0493 SCR. From a start-to-finish perspective, comparing the January average rate of 0.2380 to the December average rate of 0.2214, the exchange rate registered a net change of -6.95% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.2619 was down 1.84% compared to the 2025 peak of 0.2668, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 65,484 SCR
2025 Average 62,234 SCR
Yearly Trough Low 53,157 SCR
Transaction Impact: A difference of 12,327.06 SCR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.2396
0.2198
JanuMarcMayJuly

PHP to SCR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2327, compared to 0.2214 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0113 points.

H1 Avg (Jan–Jun) 0.2327
H2 Avg (Jul–Dec) 0.2214

Volatility Range Comparison

Volatility

The most volatile month in 2026 was February, with a trading range of 0.0352 SCR (High: 0.2619 / Low: 0.2267). On the other end, May was the most stable month, with a tight range of 0.0037 SCR (High: 0.2243 / Low: 0.2206).

February Spread (Volatile) ±0.0352
May Spread (Stable) ±0.0037

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0153 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.0153

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2026: 0.2376) against the same month in 2025 (average: 0.2487), the exchange rate shifted by -0.0111 (-4.48%).

2026 Avg (February) 0.2376
2025 Avg (February) 0.2487

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.2553 0.2244 0.2380
February 0.2619 0.2267 0.2376
March 0.2562 0.2268 0.2378
April 0.2543 0.2234 0.2374
May 0.2243 0.2206 0.2221
June 0.2313 0.2126 0.2236
July 0.2368 0.2159 0.2214