2021 SVC to BIF Historical Review

YEARLY HIGH

228.9229 BIF

YEARLY LOW

221.7393 BIF

YEARLY AVERAGE

225.6374 BIF

2021 SVC to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the SVC to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 228.9229. Conversely, the yearly low was recorded on January 3, dropping to 221.7393.

This high-to-low spread represents a total annual volatility of 7.1835 BIF. From a start-to-finish perspective, comparing the January average rate of 222.3776 to the December average rate of 228.2650, the exchange rate registered a net change of 2.65% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 228.9229 was up 2.88% compared to the 2020 peak of 222.5115, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SVC based on timing:

Yearly Peak High 1,144,614 BIF

2020 Average 1,094,025 BIF

Yearly Trough Low 1,108,697 BIF

Transaction Impact: A difference of 35,917.62 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

228.8538

221.7889

JanuMarcMayJulySeptNove

SVC to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 223.8771, compared to 227.3978 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 3.5208 points.

H1 Avg (Jan–Jun) 223.8771

H2 Avg (Jul–Dec) 227.3978

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 3.0481 BIF (High: 224.9776 / Low: 221.9295). On the other end, November was the most stable month, with a tight range of 0.8147 BIF (High: 228.3233 / Low: 227.5086).

April Spread (Volatile) ±3.0481

November Spread (Stable) ±0.8147

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.1729 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -0.1729

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 228.2650) against the same month in 2020 (average: 221.9796), the exchange rate shifted by +6.2854 (+2.83%).

2021 Avg (December) 228.2650

2020 Avg (December) 221.9796

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	224.2723	221.7393	222.3776
February	224.0942	221.9979	222.9020
March	224.6074	222.4546	223.4982
April	224.9776	221.9295	223.3253
May	225.8415	222.9079	225.0623
June	226.8270	225.5349	226.0969
July	227.1289	226.1216	226.5720
August	227.3886	226.5056	226.7274
September	228.0493	226.8292	227.2686
October	228.8012	227.1754	227.7393
November	228.3233	227.5086	227.8147
December	228.9229	227.6869	228.2650

2021 இந்திய ரூபாய் முதல் பவுண்ட் வரையிலான வரலாற்று ஆய்வு