YEARLY HIGH
228.9229 BIF
YEARLY LOW
221.7393 BIF
YEARLY AVERAGE
225.6374 BIF

2021 SVC to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the SVC to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 228.9229. Conversely, the yearly low was recorded on January 3, dropping to 221.7393.

This high-to-low spread represents a total annual volatility of 7.1835 BIF. From a start-to-finish perspective, comparing the January average rate of 222.3776 to the December average rate of 228.2650, the exchange rate registered a net change of 2.65% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 228.9229 was up 2.88% compared to the 2020 peak of 222.5115, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SVC based on timing:

Yearly Peak High 1,144,614 BIF
2020 Average 1,094,025 BIF
Yearly Trough Low 1,108,697 BIF
Transaction Impact: A difference of 35,917.62 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

228.8538
221.7889
JanuMarcMayJulySeptNove

SVC to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 223.8771, compared to 227.3978 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 3.5208 points.

H1 Avg (Jan–Jun) 223.8771
H2 Avg (Jul–Dec) 227.3978

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 3.0481 BIF (High: 224.9776 / Low: 221.9295). On the other end, November was the most stable month, with a tight range of 0.8147 BIF (High: 228.3233 / Low: 227.5086).

April Spread (Volatile) ±3.0481
November Spread (Stable) ±0.8147

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.1729 points.

Longest Streak 8 Mo.
Sharpest MoM Drop -0.1729

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 228.2650) against the same month in 2020 (average: 221.9796), the exchange rate shifted by +6.2854 (+2.83%).

2021 Avg (December) 228.2650
2020 Avg (December) 221.9796

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 224.2723 221.7393 222.3776
February 224.0942 221.9979 222.9020
March 224.6074 222.4546 223.4982
April 224.9776 221.9295 223.3253
May 225.8415 222.9079 225.0623
June 226.8270 225.5349 226.0969
July 227.1289 226.1216 226.5720
August 227.3886 226.5056 226.7274
September 228.0493 226.8292 227.2686
October 228.8012 227.1754 227.7393
November 228.3233 227.5086 227.8147
December 228.9229 227.6869 228.2650