YEARLY HIGH
0.4962 BAM
YEARLY LOW
0.4337 BAM
YEARLY AVERAGE
0.4674 BAM

2020 AED to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the AED to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on March 22, valuing the pair at 0.4962. Conversely, the yearly low was recorded on December 31, dropping to 0.4337.

This high-to-low spread represents a total annual volatility of 0.0625 BAM. From a start-to-finish perspective, comparing the January average rate of 0.4796 to the December average rate of 0.4375, the exchange rate registered a net change of -8.77% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.4962 was up 1.57% compared to the 2019 peak of 0.4885, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 AED based on timing:

Yearly Peak High 2,481 BAM
2019 Average 2,378 BAM
Yearly Trough Low 2,169 BAM
Transaction Impact: A difference of 312.43 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.4955
0.4322
JanuMarcMayJulySeptNove

AED to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4835, compared to 0.4512 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0323 points.

H1 Avg (Jan–Jun) 0.4835
H2 Avg (Jul–Dec) 0.4512

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0298 BAM (High: 0.4962 / Low: 0.4664). On the other end, October was the most stable month, with a tight range of 0.0073 BAM (High: 0.4563 / Low: 0.4490).

March Spread (Volatile) ±0.0298
October Spread (Stable) ±0.0073

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0153 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0153

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.4815) against the same month in 2019 (average: 0.4709), the exchange rate shifted by +0.0107 (+2.27%).

2020 Avg (March) 0.4815
2019 Avg (March) 0.4709

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.4839 0.4755 0.4796
February 0.4933 0.4813 0.4881
March 0.4962 0.4664 0.4815
April 0.4942 0.4861 0.4902
May 0.4938 0.4782 0.4885
June 0.4793 0.4683 0.4732
July 0.4755 0.4492 0.4655
August 0.4538 0.4459 0.4503
September 0.4574 0.4440 0.4515
October 0.4563 0.4490 0.4526
November 0.4571 0.4443 0.4500
December 0.4449 0.4337 0.4375