YEARLY HIGH
1752.0727 CDF
YEARLY LOW
1262.0516 CDF
YEARLY AVERAGE
1572.7030 CDF

2025 BGN to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the BGN to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on July 5, valuing the pair at 1752.0727. Conversely, the yearly low was recorded on November 15, dropping to 1262.0516.

This high-to-low spread represents a total annual volatility of 490.0211 CDF. From a start-to-finish perspective, comparing the January average rate of 1510.2663 to the December average rate of 1352.1922, the exchange rate registered a net change of -10.47% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 1752.0727 was up 7.09% compared to the 2024 peak of 1636.1004, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 8,760,364 CDF
2024 Average 7,788,390 CDF
Yearly Trough Low 6,310,258 CDF
Transaction Impact: A difference of 2,450,105.66 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

1773.2663
1269.5466
JanuMarcMayJulySeptNove

BGN to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1609.3986, compared to 1536.0073 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 73.3913 points.

H1 Avg (Jan–Jun) 1609.3986
H2 Avg (Jul–Dec) 1536.0073

Volatility Range Comparison

Volatility

The most volatile month in 2025 was October, with a trading range of 296.4872 CDF (High: 1574.9685 / Low: 1278.4813). On the other end, August was the most stable month, with a tight range of 33.2935 CDF (High: 1737.2465 / Low: 1703.9530).

October Spread (Volatile) ±296.4872
August Spread (Stable) ±33.2935

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 308.9920 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -308.9920

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2025: 1731.2896) against the same month in 2024 (average: 1577.9482), the exchange rate shifted by +153.3414 (+9.72%).

2025 Avg (July) 1731.2896
2024 Avg (July) 1577.9482

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1532.6171 1491.8697 1510.2663
February 1541.5939 1497.2193 1525.1451
March 1604.7419 1523.4788 1582.1525
April 1691.9752 1606.1875 1662.8394
May 1692.2973 1635.9845 1671.7204
June 1744.9193 1676.5861 1704.2680
July 1752.0727 1692.6250 1731.2896
August 1737.2465 1703.9530 1724.1992
September 1737.5646 1578.4688 1702.9159
October 1574.9685 1278.4813 1393.9239
November 1352.0694 1262.0516 1311.5232
December 1373.3510 1300.5948 1352.1922