YEARLY HIGH
27.6546 PHP
YEARLY LOW
23.7950 PHP
YEARLY AVERAGE
25.8348 PHP

2015 BGN to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the BGN to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 27.6546. Conversely, the yearly low was recorded on March 15, dropping to 23.7950.

This high-to-low spread represents a total annual volatility of 3.8597 PHP. From a start-to-finish perspective, comparing the January average rate of 26.5186 to the December average rate of 26.3043, the exchange rate registered a net change of -0.81% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 27.6546 was down 13.28% compared to the 2014 peak of 31.8886, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 138,273 PHP
2014 Average 150,683 PHP
Yearly Trough Low 118,975 PHP
Transaction Impact: A difference of 19,298.38 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

27.0946
24.3029
JanuMarcMayJulySeptNove

BGN to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 25.4406, compared to 26.2290 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.7884 points.

H1 Avg (Jan–Jun) 25.4406
H2 Avg (Jul–Dec) 26.2290

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 2.4549 PHP (High: 27.6546 / Low: 25.1997). On the other end, September was the most stable month, with a tight range of 0.5493 PHP (High: 27.1391 / Low: 26.5898).

January Spread (Volatile) ±2.4549
September Spread (Stable) ±0.5493

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 1.0289 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -1.0289

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2015: 26.5186) against the same month in 2014 (average: 31.2939), the exchange rate shifted by -4.7754 (-15.26%).

2015 Avg (January) 26.5186
2014 Avg (January) 31.2939

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 27.6546 25.1997 26.5186
February 25.8739 25.2432 25.6591
March 25.2318 23.7950 24.6302
April 25.4469 24.1507 24.5356
May 26.0157 24.9365 25.4548
June 26.1591 24.9123 25.8456
July 25.7792 25.0681 25.4730
August 27.6158 25.4554 26.3341
September 27.1391 26.5898 26.8620
October 26.9382 26.2133 26.5825
November 26.3823 25.4850 25.8180
December 26.6821 25.5937 26.3043