2020 BGN to PHP Historical Review

YEARLY HIGH

30.1821 PHP

YEARLY LOW

27.8042 PHP

YEARLY AVERAGE

28.9276 PHP

2020 BGN to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BGN to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on December 20, valuing the pair at 30.1821. Conversely, the yearly low was recorded on March 21, dropping to 27.8042.

This high-to-low spread represents a total annual volatility of 2.3779 PHP. From a start-to-finish perspective, comparing the January average rate of 28.8575 to the December average rate of 29.9202, the exchange rate registered a net change of 3.68% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 30.1821 was down 2.37% compared to the 2019 peak of 30.9136, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 150,911 PHP

2019 Average 148,159 PHP

Yearly Trough Low 139,021 PHP

Transaction Impact: A difference of 11,889.70 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

30.0973

27.9719

JanuMarcMayJulySeptNove

BGN to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 28.5227, compared to 29.3325 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.8098 points.

H1 Avg (Jan–Jun) 28.5227

H2 Avg (Jul–Dec) 29.3325

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 1.6539 PHP (High: 29.4580 / Low: 27.8042). On the other end, June was the most stable month, with a tight range of 0.5282 PHP (High: 29.1449 / Low: 28.6167).

March Spread (Volatile) ±1.6539

June Spread (Stable) ±0.5282

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.6310 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.6310

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 29.9202) against the same month in 2019 (average: 28.8404), the exchange rate shifted by +1.0798 (+3.74%).

2020 Avg (December) 29.9202

2019 Avg (December) 28.8404

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	29.2476	28.5955	28.8575
February	28.9333	27.9705	28.3672
March	29.4580	27.8042	28.7800
April	28.5329	27.9001	28.1490
May	28.6295	27.8245	28.1837
June	29.1449	28.6167	28.7989
July	29.7703	28.4792	28.9457
August	29.7916	29.2401	29.5030
September	29.5968	28.7984	29.2255
October	29.4564	28.8674	29.1861
November	29.4210	28.7974	29.2146
December	30.1821	29.6508	29.9202

2020 BGN నుండి PHP చారిత్రక సమీక్ష